The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000?

In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists.

With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property.

But timing is everything — and missing this window could mean leaving money on the table.

If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past.

Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/

⏱️TIMESTAMPS

00:00 – The $662/month HECS hack explained
00:28 – Why this strategy is time-sensitive
00:56 – Real example: $120K income + HECS debt
02:51 – How indexation impacts your debt
04:09 – Unlocking $662 in monthly cash flow
05:00 – Boosting borrowing power by $80K–$100K
06:08 – Why you must act before June 1
07:39 – Key takeaways and next steps

#ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussieProperty

LISTEN TO THE FIRST 20 EPISODES HERE >>

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