George Davis, Founder & CEO at Lorum on Rebuilding Global Clearing, Why Dollars Are Broken, and Building a Payments Only Bank

George Davis, Founder and CEO of Lorum.

George has been deep in payments for years: Head of Product at TrueLayer, then co-founder of BVNK, and now building Lorum to tackle the hardest layer of the stack: global clearing.

We get into:

• Why payments becomes an obsession if you look closely enough
• What “rebuilding clearing from the ground up” actually means, in plain English
• Virtual accounts, ledgering, Swift, and why settlement speed still matters
• The real opportunity: fixing dollar clearing and cross border flows
• How Lorum makes money, and why being “payments only” changes the incentives
• The fundraising sprint, choosing Northzone, and what great investors actually do day to day
• The hardest part early on: banking reality versus licensing theory in the Middle East
• How George runs transparency, morale, and intensity during high growth
• A simple lesson for founders: do not start a company unless you care deeply about the problem