The Parent's Guide to Life Insurance

Life insurance can feel overwhelming for parents — especially when you’re juggling kids, careers, mortgages, and everyday life. In this episode of the Where Parents Talk podcast, host Lianne Castelino speaks with Laura McKay, co-founder and COO of PolicyMe and a mom of two, to break down life insurance in simple, practical terms for families.

This essential conversation for parents covers what life insurance actually is, why it matters for moms and dads, the difference between term and permanent life insurance, how much coverage families really need, and common mistakes parents make when putting it off.

You’ll also learn how life insurance fits into different stages of parenthood — from pregnancy and young children to teens and young adults — and how to take a small, manageable first step.

What you'll learn:

1. The basics of life insurance and its role in protecting parents and families
2. Term and permanent life insurance: what’s the difference?
3. Determining the right coverage amount for your family’s needs
4. Costly life insurance myths and mistakes parents should avoid
5. Planning life insurance around major life events, from pregnancy to homeownership and career shifts

This podcast is for parents, guardians, teachers and caregivers to learn proven strategies and trusted tips on raising kids, teens and young adults based on science, evidenced and lived experience.

You’ll learn the latest on topics like managing bullying, consent, fostering healthy relationships, and the interconnectedness of mental, emotional and physical health.

Links referenced in this episode:

1. whereparentstalk.com
2. policyme.com

Companies mentioned in this episode:

1. Policy Me
2. Fortune 500