Kouri Richins’ Restitution Bill Says WHAT?!

0:00This is Hayden killers with Tony Bruceke. One million, seventeen thousand, eight hundred dollars and forty nine cents, that's one number. Here's the other, three hundred fifty two thousand, five hundred sixty two dollars and sixty one cents. On August 28th of 26th, a judge in Semek County, Utah ordered Cory Richards to pay both of those amounts to two life insurance companies. Auto owners insurance gets the million crew stage gets the three hundred fifty two thousand the total one million three hundred sixty nine thousand five hundred eighty one dollars. The money is owed because a jury determined that Cory Richards, Poisoner husband Eric Fettinall in March of 2022 collected the insurance payouts as his beneficiary and lied to both companies about how he died. Her defense attorney Wendy Lewis didn't contest the amount she didn't

1:03argue the math. She asked judge Richard Marsick for one thing. Pause the payments while the appeal works its way through the courts. Marsick said no. He said state law required him to issue the determination and send the balance to the Utah Office of State debt collection. He told Lewis that if she finds legal authority to delay it, she can bring it back. So here's a question everybody watching this case is already asking Cory Richards, post 1.37 million. She's serving life without parole. She has no job, no income, no business anymore. Does she actually have the money somewhere? Is there a bank account? Nobody found some asset she's hidden away. The answer is actually worse than no. Before the murder trial, even started Marsick ruled that Cory Richards could not afford to pay for her attorneys. She was declared an indigent. Summit County assigned her public defenders and the county paid for every hour of their time. There were trial that lasted weeks and they do a good job.

2:09Summit County is also paying for her appeal. Accounting official went on record calling the appeal. Unfortunately, it news for us and our taxpayers. The state convicted her. Now the state is paying to let her fight the conviction. Don't worry, it's probably not going to go very far. And now a judge has ordered her to pay back 1.37 million. She doesn't have from a prison cell where she earns nothing to two insurance companies. She's defrauded. That's where Cory Richards is right now. I love for you to give us your thoughts in the comments section and substack and YouTube as we work our way through this story. If you've not already done so, take the podcast with you, the audio form of the show. Hit and kill errors with Tony Bruceke's what it's called. Search it wherever you get podcasts. Press subscribe or even easier. There's a QR code on your screen. You're watching us on YouTube. It's right there. Scan it. Your options. You can go to Apple Podcasting or to Spotify. There you go. Press subscribe. Cory Richards was convicted in March of 26 on every count the state brought aggravated murder, attempted aggravated murder, two counts of insurance fraud and forgery. The jury

3:12deliberated for roughly three hours in May, Marseille, Sentinster to life in prison without the possibility of parole plus consecutive terms on each other remaining convictions. She filed a direct appeal to the Utah court of appeals in late May. That appeal is still pending with no future court dates scheduled. She also filed a motion for a new trial in June claiming the judge was biased. A different judge reviewed the motion, tonight in July, and said it was filed too late and failed to show evidence of bias. Cory's learning something just because shit comes out of her mouth doesn't mean everybody believes it. It's a new lesson that she's learning in life. She so far has surrounded herself with most people who go along with her shit. And now the tides have turned poor Cory. Those of us who have dealt with a borderline or a narcissist to the extremes of the style of Cory Richards are sitting here like letter burn because it's so triggering. People like this don't learn.

4:18They don't get better. They get worse. Let her sit in her cage, let her rot, let her tell herself her stories of whatever wrong happened to her in her life that caused her to be the way she is or that she's not in any way. Everybody else doesn't get her. You know, the mental gymnastics that these people work through to justify their very existence. You can't fight them. You can't reason with them. It's insane. Narcissism always wins. Not the narcissist. It's like an infectious disease. It just kind of takes over the whole body and eventually you just end up with this. The director Pulasy only route with any life and left in it and she needs new lawyers for it. Summit County is picking up the tab on that too. Utah inmates can work prison jobs to pay off debts. According to the prison policy initiative, the hourly wage in Utah's

5:21prisons ranged from 60 cents to $1.75. At the top right working full time, that's roughly $3,640 a year. That pays paying off $1,369,581. Would take Corey just over 376 years. The restitution order isn't the end of her legal problems. It's a line item in the middle of a much longer bill because the money she's ordered to repay is the same money. The prosecution's forensic account and trace through her accounts of trial. Brooke Karrington, the prosecution's forensic account and testified that Eric Richens carried roughly 2.2 million in life insurance policies. Corey was listed as a beneficiary. One of those policies was $100,000 policy prosecutors proved she'd obtained through forgery using an incorrect social security number and what a forensic document specialist called a forge signature. According to Karrington's testimony, Corey received approximately $1.35 million from those policies

6:22after Eric died. She spent all of it within 3 months, less than half went towards her debts. By September 22, 6 months after Eric was dead, Corey Richens said roughly $800 left in her accounts, $800. She killed her husband for the insurance money. She got the insurance money. She burned through it in 90 days. In 4 years later, a judge ordered her to give it a hole back. Dunders dad has some expense 1.35 million in 3 months and has nothing to show for it. You have to understand the whole she dug before Eric was dead. Karrington testified that by March 22, the month Eric died. Corey owed approximately $7.5 million. Her monthly payments to lenders are roughly $80,000. She had four separate payday lenders, each collecting $2,100 from her every single day. You think you got a payday loan problem? You ain't nothing compared to Corey, $2,100 a day to payday lenders. Her real estate

7:24company, K Richens Realty, was bringing in about $170,000 in revenue while carrying more than $250,000 a month in debt service. In December of 21, 3 months before Eric's death, her accounts showed $77 overdraft or insufficient fund transactions in a single month. The business had scaled at a speed that makes sense only if you understand it was never built to work. In 2019, Corey bought one property for $215,000 in 2020. She bought five properties, totaling over $2.2 million in 2021. She bought $15, totaling over $6.7 million. In November 21, alone, she allegedly added $1.1 million in high interest, money loans by closing on three more properties. The charging documents say she did this, even though she lacked the financial ability to service the additional debt. She wasn't building a business, she was building a bonfire and throwing other people's money into it.

8:25The day after Eric died, Corey closed on a $2.9 million mansion in Midway. She brought $3.2 million to do it. She walked away from the closing table with $87,000 and dollars and no money for renovations. Seven days later, she listed the mansion for sale. Every offer fell through the lender for a close and according to Carrington, after the mansion's closing, Cory's net worth was negative. $1.6 million had to get that property. Some would say had to kill for that property because Eric wanted nothing to do with it and still lost money. That's the hamster wheel that narcissists in border lines are constantly running through failure. Having a very large grandiose feeling about oneself, believing their own bullshit,

9:26telling it to other people, running through the wheel and fully believing that they're running a marathon, not just a hamster wheel. And then when they don't get anywhere for a long time or things go completely haywire, what's going on? You're running in a hamster wheel. No, I'm not. Yes, you are. They don't see it. They will never see it. They think that they're vibrato, they're they're wisdom, they're experience. That that will really solve all problems, we'll get them through the next day. The problem is when they look at their life cycle every day, they're cycling through people, they're cycling through institutions, they're cycling through everything that trusts them for a moment then realizes they're completely full of shit. And the smart ones,

10:27the ones with a little bit of experience learn to walk away. And then a new group comes in and they get attempted bamboozledments at them from someone like a quarry. And then they walk away. Every once in a while you get one that sticks. Every once in a while you get one that gets stuck like like your husband. Stock because he has shit, he has kids with her. He doesn't trust her alone with the kids. He's got to stick around through the insane hamster wheel. And a quarry that looks like dedication. Like, oh, he's in it. And she can just do whatever she wants because she has him in her mind. He's trapped. Then he becomes her basically play thing to do whatever the hell she wants. And now he's dead. And she just kept going, guns ablaze and... More homes, more properties. He's an inconvenience. Well, do whatever's gonna make you feel right, Corey. Whatever's gonna make you feel the best

11:28because you've earned it. It's justified. You've worked so hard. Such a good business woman. They tell themselves that bullshit over and over and over to get them through the day, to get them through life. And some go through life without any issues. I mean, without, well, without prison issues. Just a lot of failed relationships. And some dabble so deep into the darkness. Nothing, I have like Corey Regions. That's why these personalities, I cannot stress to you enough, are so incredibly dangerous. Well, maybe look at better. Maybe don't change. I've been telling you, if you ever recognize, if you follow this case and you recognize these sort of traits in someone, run for your fucking life. The 1.35 million wasn't a rescue. It was a cup of water poured onto a forest fire.

12:33The restitution order is for money that functionally no longer exists. The court is sending a 1.37 million dollar bill to a woman whose financial operation left nothing behind, but defaulted loans in a trail of people she allegedly defrauded on the way down. The trail is what the second case is about. The murder conviction is case one. Case two is 26 separate felony accounts. There's another trial coming. Fellownee charges filed in some accounting at June of 25 prosecutors filed them just two days before the statute of limitations were they've expired and some of the accusations, the offense called the timing troubling. Five counts for mortgage fraud, five counts of forgery, seven counts of issuing a bad check, seven counts of money laundering, one count of communications fraud, one kind of engaging in a pattern of unlawful activity. The mortgage fraud, money laundering, communications fraud, and patterns, and pattern charges are second degree felonies. The forgery counts are third degree. Every one of those charges covers something

13:35Coria allegedly did between June of 21 and January 22, the months before Eric died. Prosecutors alleged she used the power of attorney to take out the $250,000 home equity line of credit on Eric's pre-marital home, without his knowledge, good job at the bank doing their homework before issuing that shit. She allegedly used that money to start K Richens Realty. When Eric found out about the line of credit in October of 2020, she promised to pay it back. According to prosecutors, she never did. She allegedly forged Eric's bank documents to secure mortgage loans for her properties. She allegedly wrote bad checks to herself to make her business accounts look solvent. She allegedly borrowed for more than 25 lenders and defaulted on most of them. Carrington told the jury what Cori said was a lying people. She was borrowing from. Cori emailed the creditor describing herself as the head of a company with more than 100 employees and claiming she'd made over a million dollars

14:35in her last five deals. Carrington said the bank records and the real estate filing showed no evidence of either claim. The pay will record showed $1500 to $2500 a month set aside for employees. It's not enough to cover one full time salary, let alone 100. She was just borrowing money. She couldn't pay back. She was fabricating a version of herself that didn't exist to borrow more. Then she turned to the person closest to her. According to prosecutors, in January 22, Cori signed a rent to own agreement with her best friend on a property in Heber City that K Richens Realty owned. The property already had $456,000 in loans against it. The friend sent Cori 45 grand to K Richens Realty as a down payment. She moved her family and she started paying rent. She believed she was building towards owning that home. She trusted her best friend. Carrington testified that as soon as the friend's payment

15:37hit Cori's account, it was spent on an outstanding debt, not the friend's equity. Cori's obligations, when one of the lenders foreclosed on the property, the friend's family was evicted. $45,000 gone no house, no refund. That's a communications fraud charge. One count built on the betrayal of the person who trusted Cori the most. The charge that ties everything together is the last one on the list, engaging in a pattern of unlawful activity. It alleges that the mortgage fraud, the forgery, the bad checks, the money laundering, and the communications fraud weren't isolated to incidents. There were one continuous scheme. Prosecutors alleged that the pattern extends beyond the financial crimes. The charging documents connect the fraud to the falsified insurance application. The attempt on Eric's life on Valentine's Day 22 and the murder on March 4. The financial crimes weren't separate from the killing according to prosecutors. They were the runway to it. Cori Richens is scheduled to appear in court on October 9th for a scheduling conference

16:39on the fraud case. Judge Marzick is presiding. The defense requested a continuance in July to review the evidence. October 9th is when the clock starts on the second trial. If she's convicted on the second degree felonies, each one carries one to 15 years in Utah, those sentences could be ordered consecutive to the life term, but the practical difference between life without parole and life without parole, plus a stack of additional years is zero. The fraud trial isn't about adding time. It's about the record. And the prosecutor's documenting the charge by charge that Cori Richens didn't snap on one night in March of 22. No, no. She actually ran a years long operation that stole from her husband, lied to Lenders, fabricated a professional identity and defrauded the friend who trusted her most. On August 28th, Cori Richens appeared by video from the Utah State Prison and Cori, you're looking a little shitty, I gotta say. Jail ain't treating you well. Her attorney said she wouldn't fight the restitution amount.

17:44The judge ordered the money sent to the state's debt collection office. The hearing ended. 1,369,581. That's a number. She doesn't have it. Never kept any of it. She's a failure. She lost all of it. And in October, prosecutors are walking back into a courtroom to show how she got here. One forged document, one bad check, one stolen dollar, and dollar, one betrayed friend at a time. What's your story gonna be this time? Cori. Narcissus in a cage. It's like going to Petco. Okay, what's going on here? It is. It's kinda like that. Except this one you want to poke sticks out with pets. You're like, I let it cuddle you. That's so much, Cori. Cori's the one you want to put down.

18:47Your thoughts in the comments section on Substack and YouTube. Love for you to weigh in. We'll continue right there. If you want to access to all of our coverage of this and in all the cases we got, take the podcast with you, the audio form of the show so you can listen to us wherever you are in your car, at the gym, wherever it may be. The QR code is there on the screen. Hopefully you can grab your phone, scan that real quick, and press subscribe on Apple Podcasts or Spotify or wherever you get podcasts. Just search hidden killers with Tony Bursky on your favorite podcast platform. And please do, it's subscribe. And again, we'll keep talking. On our Substack and YouTube in the comments section, those links are in the description. Until next time, my name's Tony Bursky. We'll talk again real soon. Want more on this case and others? Then press subscribe now. And don't miss a moment of true crime coverage from Tony Bursky and the Hidden Killers Podcast.