Ep. 2 | Storm Season Smarts: Insurance, Scams, and Simple Fixes

In Ep. 2 of TSpark Talks, Ben and Travis dive into hurricane season realities and what homeowners need to know when storms hit. They break down key insurance terms like cash value versus replacement value, law and ordinance coverage, and why knowing your policy details can save you thousands. The guys warn about out-of-town contractors and public adjusters who pressure homeowners into risky agreements (Assignment of Benefits), stressing the importance of sticking with trusted local professionals.

They also share practical tips: keep claim hotlines saved in your phone, prepare contacts ahead of time, and don’t underestimate preventative maintenance—like clean gutters, sealed stucco, and routine siding checks—to avoid major damage.