Don't B tricked and lawsuits! Ep 3405

0:00Welcome back to Challenges of Faith Radio Program. I'm Gary McCann. Thank you for joining. Here on episode 3405, don't be tricked and lawsuits are the topics for today. Did you see a QR code parked somewhere and you were tempted to scan it? Well, don't scan it yet according to the Federal Trade Commission's staff. They said it ever tried to pay for parking and discovered you need to scan a QR code to pay. It seems like a convenient way to pay but it turns out scammers like using QR codes too. People have reported scammers covering up legitimate QR codes on parking meters with a QR code of their own. So if you scan that scammy QR code, it could take you to a fake site designed to steal your money, your personal information or both.

1:07So the question becomes how can you protect yourself from these scams? You know, the individuals, the fraudsters, the tricksters, the schemers? Well, you can inspect a URL link because many QR readers preview the link they'll send to you. And you want to make sure there are no spelling mistakes or switch letters in the link before you click. Protect your phone. Update your phone's operating system. You know the OSN apps to help prevent scammy links from turning into a hack. And if you happen to have an Apple phone, reach out to Apple's support. Update your phone or iPad. Need some help from the Android? Well, check and update your Android version. New strong passwords for your account. Protect your online accounts with strong passwords with multi-factor authentication. Think about it. You think you've already been scammed because there was a bad QR code? Well, don't interact with the scammer.

2:15If you reach out to someone through the website, you think it's fake. They may try to get money with sensitive information out of you. Go ahead and change your password. If you enter credential like your user name or password immediately change them. Wherever you use the same password or other accounts. And you want to take a look at the transactions. Check the credit card and bank statements to spot transactions. And maybe you didn't make. And then while you're doing all that, go and report it to the Federal Trade Commission at reportfraud.ftc.gov. And while we're only, did you hear that Amazon shoppers just reached a $309 million settlement over its return policy? If you return an item to Amazon, you may be old part of it. Think about it. Apple class action claims that iCloud Private Relay Exposer users, IP addresses. Did you know that? Did you hear about it? Say what?

3:16Remember now, Apple's iCloud Private Relay is supposed to hide your IP address. Well, a lawsuit claims it disposed users anyway. Did you know about it? And Cholulug, class action alleged, hot sauce falsely marketed as original recipe. There accused a market and it's hot sauce as original recipe when it allegedly is not. So if you bought it, you want to see what the lawsuit is all about. And then you have American Express credit reporting lawsuit. It alleges that the bank reported the subtle debt. American Express allegedly reported the subtle debt as still old, potentially damaging credit schools. If you settled a debt with American Express, your report may be wrong. Did you hear that top class action that put out the Lori Wait, did you pay for a security deposit alternative?

4:18On a turn to a security department. The public should not cost you anymore. And if a user required to use a security deposit alternative product from Oblico, sure deposit, deposit IQ, or a similar company, you may be able to pursue a compensation through a security deposit lawsuit. And the question you may have is what is the security deposit alternative class action lawsuit investigation about? Well, since you asked, attorneys are investigating whether renters received clear and accurate information about the lawsuit. The investigation includes allegations that renters paid non-refundable fees instead of a traditional security deposit, they're also examining whether the company's offering these products used practices that violated the consumer protection laws. The investigation includes allegations that renters paid non-refundable fees instead of a traditional security deposit, that they could potentially recover.

5:21Some landlords required renters to use these products or did not offer a meaningful choice. Marketing materials did not clearly explain the total cost of the product or the limited benefit provided to renters. Renters did not receive the same protection as state laws generally provide for traditional security deposits. You had some renters paid more overall with charge for both a traditional security deposit and an alternative product. The additional products or services were bundled with the security deposit alternative without clear disclosure. And then renters had limited opportunities to review challenge or resolve charges. So if you've used the security deposit alternative whether it shows it or you landlord required it, you may qualify to take legal action. You did know that, don't you? Oh, I know you had an additional question who can qualify for the security deposit lawsuit investigation well.

6:26You rented a home or apartment in the United States. You're used or required to use a security deposit alternative. Again, including deposit choice, deposit coverage, deposit IQ, e-deposit security deposit alternative, home-bodied deposit alternative, jettied deposit, lead deposit replacement, lease guarantee, lease protect, and obliqu go, obliqu go, I blick go. Ensure deposit term wise zero deposit. So many deposits. Do you know what's true? You want to look into it now. Attorney Galeo Go P-O-L-C, a manor, Rosenberg said that the law firm was responsible for the information. Did the driver see pop crack or shift?

7:26What did it? It's a report that the Toyota seats pop crack or shift unexpectedly while driving. And if your seat is done this, you may be able to take legal action. How about the cell phone-room number of robocalls? It could be worth $500 to $1,500 per violation of the federal TCPA. The robocalls meant for someone else can still violate federal law. Each unwanted call, again, maybe worth $500 to $1,500 under the TCPA. And there's no limit on how many calls you can claim. Will your charge deceptive fees by a T-Mobile? Will your wear the T-Mobile customers say added fees never appeared in the price they were quoted? And if your bill came in higher than advertising, may be able to join the legal action. How about 9.25 million PN medicine pixel tracking class action settlement?

8:27Will your wear the T-Mobile? They agreed to that settlement over claims that website tracking pixels share patient information and consent? Will your wear that as a patient? How about the 40 million San Diego Water Rights Class Action settlement that was recently done? Remember now the San Diego Water Customers were overcharged on their rates. And if you pay for water service in the city, you may be eligible. And then let's go over to the 2.5 million Palm Beach TAN TC PA Class Action Settlement. Now I know you heard about it because the Palm Beach TAN is going to pay 2.5 million to federal claim to send marketing text messages and violating the violation of the TC PA. So if you receive those texts, a payment may be waiting. But you already knew that, didn't you? Well, listen, you found today's discussion, educational, informative.

9:32I know and form it if you had to because someone that may pertain to you, someone you know, you loved one, someone.