Accunet Mortgage & Realty Show 12-21-25

**Navigating Income Verification, New Construction Challenges, and Holiday Market Dynamics**

Join Brian and David Wickert as they break down a week of economic data that left mortgage rates surprisingly stable. Despite positive jobs reports and encouraging inflation numbers, rates held steady—proving that today’s market has already arrived at 2026’s forecasted levels.

The conversation dives deep into the critical details of income verification that can make or break a home purchase. From medical professionals changing to part-time schedules to the difference between “full-time” and “consistent” income, the Wickerts share real stories of deals saved and deals lost based on documentation details. Learn why co-signing is far more serious than most people realize and discover alternative lending tools like asset depletion and trust income strategies.

A fascinating new construction case study reveals the complexities of buying a spec home—from estimating future property taxes on incomplete properties to navigating appraisal challenges when builders need to establish neighborhood comps. The team demonstrates how quick turnaround on appraisals (completed in days, not weeks) can protect buyers’ earnest money and keep deals moving forward during the busy holiday season.

Perfect for anyone considering refinancing or preparing to purchase in early 2026’s expected market surge.​​​​​​​​​​​​​​​​