You Can’t Build a Future on Borrowed Money

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ Dave Ramsey and Dr. John Delony answer your questions and discuss: "How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?" "I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?" "I am $280,000 in debt on business credit cards, should I file for bankruptcy?" "Should we buy our car that was totaled by the insurance company?" "Should I move into the parsonage for my church?" "Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?" "I'm being sued by my mom's ex-landlord, should I be worried?" "Where should my family invest our nest egg?" "Should I cancel my universal index policy?" "How much can I spend on travel while in retirement?" "How do I adjust as a newly single mom?" "How can I get more income while I'm on workers' comp?" "How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance" Next Steps: ✔️ ⁠Help us make the show better. Please take this short survey.⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💵 ⁠Start your free budget today. Download the EveryDollar app! 📖 Buy 1 Book, Get 1 Half Off! ❤️‍🩹 Get trusted insurance coverage that fits your budget. Connect with our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top Health Insurance Plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Use promo code RAMSEY for 18% off at The Nokbox Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today!  Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices