Women & Wealth Longevity: Planning for Retirement, Caregiving & Social Security

In this episode of Women of Wealth...

We down with Certified Financial Planner Kathleen Covey, who brings over 30 years of experience helping women navigate the complexities of retirement planning, financial security, and long-term wealth protection. 

Kathleen shares her deeply personal journey - from stepping away from her career to care for family members, to building a mission-driven practice focused on ensuring women never have to worry about outliving their money. 

Together, they dive into the unique financial challenges women face, including the gender pay gap, career pauses for caregiving, longer life expectancy, and the confidence gap around money decisions. 

This episode is packed with practical, real-world insights to help you take control of your financial future—whether you’re planning for retirement, navigating entrepreneurship, or supporting loved ones.

💡 In This Episode, You’ll Learn:

•  Why women need a different approach to retirement planning
•  How caregiving can impact your long-term financial security
•  The importance of building a strong financial foundation (insurance, emergency funds, and investments) 
•  Key Social Security strategies most women don’t know—especially for spouses and divorced individuals 
•  The truth about long-term care planning and why starting early matters 
•  Retirement plan options for entrepreneurs, including SEPs and Solo 401(k)s
•  How to think strategically about Social Security contributions as a business owner
•  Smart ways to protect assets and plan for unexpected health events
•  Critical financial mistakes to avoid after divorce (including updating wills and beneficiaries)

🔑 Key Takeaway:

Financial planning isn’t just about numbers - it’s about creating a strategy that supports every season of your life. The earlier women begin planning for retirement, caregiving, and long-term care, the more empowered and secure their future becomes.

🎯 Connect with Kathleen Covey:

Kathleen offers a complimentary 30-minute consultation for anyone looking to get clarity on their financial future.

•  📞 Phone: (858) 653-4800 
•  🌐 Website: https://coveyandcovey.com
•  📧 Email: 
  • [email protected]
  • [email protected]

🎯 Who This Episode Is For:

•  Women entrepreneurs and business owners 
•  Professionals planning for retirement 
•  Women navigating caregiving responsibilities 
•  Anyone looking to build long-term financial confidence and security

For more awesome episodes visit our podcast website at [email protected]

Got a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!