
About this episode
Host Jason Pereira interviews Josh Rowat of Wise about the company’s mission to make international money movement faster and cheaper. Operating in 150+ countries, Wise delivers 75% of its payments instantly with an average fee of just 0.51%. The conversation focuses on Wise’s expansion in Canada, where new regulatory changes allow non-banks direct access to payment rails via Payments Canada and Interac. Rowat explains how these milestones bypass traditional banking bottlenecks to lower costs, increase speed, and prepare for the future of real-time open banking.
This episode is a must-listen for fintech professionals and cross-border businesses looking to understand how regulatory shifts are lowering global payment friction.
Episode Highlights:
00:00 Welcome And Guest
00:35 Wise Elevator Pitch
02:23 Canada Payments Canada Milestone
04:47 How Wise Got Approved
08:27 Global Access Trends
10:57 Why Direct Rails Matter
12:43 Wise Platform As Pipes
13:57 What's Next For Wise
16:00 Instant Rails And Adoption
20:57 Rapid Fire Closing Questions
24:17 Wrap Up And Sponsor
Resources:
Facebook – Jason Pereira's Facebook
LinkedIn – Jason Pereira's LinkedIn
Woodgate.com – Sponsor
LinkedIn - Josh Rowat’s LinkedIn
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