The LHMP: A Game-Changing Benefit for Employees & Employers

In this episode of Women of Wealth…
We break down one of the most innovative and impactful offerings for today’s workforce: the Linqqs Health Management Plan (LHMP)—a health-and-wealth solution designed to give employees better care, employers better savings, and businesses a major competitive advantage… all at zero out-of-pocket cost.

We dive into the origins of health management plans within the Affordable Care Act and explain how LHMP evolved into a comprehensive solution that blends preventive healthcare, real-time medical access, mental health support, and retirement savings into one seamless experience.

🔹 What Employees Receive:

• Zero copays
• Free prescriptions
• 24/7 telehealth access (great for parents, late-night worries, or stubborn spouses!)
• Zero-cost lab testing & mental health visits
• A physician-reviewed, personalized care plan
• An FSA funded with pre-tax dollars for everyday essentials
• Employer-funded SEP IRA contributions to build long-term retirement wealth
• Access to the Medical Bill Eraser & Care Advocate — a powerful benefit few know exists

🔹 What Employers Gain:

• Lower turnover through meaningful benefits
• Improved productivity with proactive healthcare
• Potential 20–30% long-term healthcare savings
• Section 125 savings that flow back to the employees
• Stronger retention + a major hiring advantage
• Alignment with the SECURE Act 2.0, DOL, and ACA requirements
• Step-by-step support from the Linqqs business concierge team
• Potential tax credits that may offset setup fees entirely

🔹 Who LHMP Is For

LHMP is designed for businesses with:

• 10+ W-2 employees
• Employees earning at least $4,000/year
  (Linqqs is actively working to expand eligibility to match upcoming SECURE Act 2.0 standards.)

🔹 How Enrollment Works

Hawley and Allie walk you through the streamlined process:

1. Business owner completes a quick questionnaire
2. A 30–40 minute expert presentation
3. Census review to determine eligibility & savings
4. Creation of a benefits summary
5. 4–6 week employee education period
6. Open enrollment
7. Continued support for business owners + employees

🔹 Why This Matters Now

With rising healthcare costs, workforce shortages, and Social Security projected to reduce benefits by 2033, employees need preventive health support and private retirement strategies more than ever. LHMP offers both—beautifully packaged, fully compliant, and incredibly accessible.

Want to find out if your business qualifies for the Linqqs Health Management Plan?
Click the link below to schedule your LHMP Questionnaire + Expert Presentation.

👉 https://book.appreciationfinancial.com/widget/bookings/15-minute-consultation-aramo

Watch this youtube video for more information: 
https://www.youtube.com/watch?v=WSbwdOHCUJc

You can also connect with us on social media (@wowwomenofwealth) or reach out directly through the Women of Wealth platforms to get started!

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