Smart Money Decisions Often Mean Sacrificing Today for Tomorrow

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: How do we handle debts when dissolving a family business? Our mortgage is going to be 50% of our income Is it necessary to at some point get a credit card? Is it ok to enjoy our money while we're still young? Our landlord is starting to become hostile; should we move? When is an emergency fund no longer necessary? Next Steps: ✅ ⁠Help us make the show better by taking this short survey!⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠  💰 ⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠ 💵 ⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! ⁠ 🎟️ ⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠ Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠ 🌱 Get 10% off your first month of⁠ BetterHelp⁠ 📱Go to ⁠Boost Mobile⁠ to switch today! 🏥 Learn more about⁠ Christian Healthcare Ministries⁠ 🏡 Get started today with⁠ Churchill Mortgage⁠ 🔒 Get 20% off when you join ⁠DeleteMe⁠ 🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle! 🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY ⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠ 💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠ 💻 Visit⁠ NetSuite⁠ today to learn more 🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ 💵 Learn more about ⁠Timothy Plan⁠ 🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY 🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ 🧠 ⁠The Dr. John Delony Show⁠ 🍸 ⁠Smart Money Happy Hour⁠ 💡 ⁠The Rachel Cruze Show⁠ 💰 ⁠George Kamel⁠ 🪑 ⁠Front Row Seat with Ken Coleman⁠ 📈 ⁠EntreLeadership⁠ ⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices