Sea 3- Ep #1- Roth IRA Conversions (How To Do Them/Why To Do Them!)

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Season 3, Episode #1 of Not Me, But You! Podcast. Happy New Year! Welcome to Season THREE! January 2026. 

To connect with me/follow me on the X platform at: Waypa Today. Email or message me at [email protected]. I offer 1:1 or small group coaching. Email me to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together. 

We discuss both Traditional IRA's and Roth IRA's. What are they? How are they different? Why do you need both types of IRA's? What is a Roth conversion? How can this benefit us? Is there a cost to do a Roth conversion? We discuss and answer all of these questions. 

What can you do with cash flow? Answer: Anything you want! That's what makes it so valuable! Your entire life, whether your realize it or not, revovles around cash flow. 

Basically: Traditional IRA' accumulate TAX DEFERRED. And Roth IRA's accumulate TAX FREE, as in you pay ZERO taxes, IF you meet the two conditions. We discuss these in depth in this epidsode. We also discuss what is an RMD? And how do RMD's relate to your IRA accounts. 

We also talk about 401K's and 403B's and what they have to do with IRA's. Cash is trash! We save our money in Bitcoin to protect our future purchasing power. What actually drives inflation and what causes the purchasing power of cash to decline? 

I belive that 2026 is going to a great year for investors full of opportunities to make money and build cash flow and grow wealth! 

Have courage today, to pick one thing, and work on your dreams! We will talk again soon. 

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I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.