Mortgage Rates Hit 1 Year Low! What You Need to Know

The Federal Reserve just cut rates, and mortgage rates have dropped to their lowest levels in nearly a year. But what does that actually mean for landlords, investors, and anyone thinking about buying a rental property right now? On this episode of The Landlord Lens, John and Seamus break down how much this rate drop really affects affordability, cash flow, refinancing opportunities, and long-term investing strategy.

Yes, mortgage rates falling from the 7%+ range into the low 6’s can change monthly payments by a couple hundred dollars. But when you zoom out, there are broader forces at play: inventory is rising, housing prices may flatten or soften, rent growth is slowing, and not every deal suddenly becomes profitable just because the interest rate went down.