
About this episode
Thinking about an interest-only mortgage in New Zealand? Whether you’re a first-home buyer, property investor, or looking to manage cash flow, an interest-only home loan can be a powerful tool—but it’s not for everyone! In this video, we break down the pros and cons of interest-only mortgages and whether they suit your financial goals.
📌 Here’s what we cover:
✅ What is an interest-only mortgage, and how does it work in NZ?
✅ The downsides of an interest only loan
✅ How an interest-only loan impacts your serviceability
✅ How easy is it to switch from a principal to interest only loan?
Whether you're looking to buy your first home, expand your property portfolio, or improve cash flow, understanding how interest-only loans work is essential. Get expert insights and make the right choice for your financial future in New Zealand!
📢 Subscribe now for expert property advice, mortgage tips, and NZ real estate strategies!
Contact Jason: https://mhq.co.nz/staffmember/jason-lai/
Learn more: https://mhq.co.nz/mortgage/is-an-interest-only-mortgage-loan-right-for-you/
Get every episode summarized
Each time Leverage Addicts publishes, we email you a written briefing from the transcript — the topics, who appeared, and any specific claims, with the ad reads skipped.
Email me new episodesFree for 3 shows. No card needed.
Hosts & guests
No transcript yet
This episode has not been transcribed. Request it and it moves to the front of the queue.
More episodes
More from Leverage Addicts

The Future of the NZ Property Market: Tax Changes, Interest Rates & Supply
Leverage Addicts

How To Use KiwiSaver for Your First Home & Beyond | NZ Property Investing
Leverage Addicts

5 KiwiSaver Mistakes Every NZ Property Investor Must Avoid
Leverage Addicts

How to buy 25 Profitable NZ Properties in 3 years
Leverage Addicts