Interview - Paying Rent, Earning Points: Inside BILT’s Housing Revolution & Their New Credit Cards

Rent is one of the biggest expenses for Americans — and for decades it’s been one of the least rewarding. In this episode, Mosheh sits down with Ankur Jain, CEO of BILT, to break down how his company is trying to flip that equation — and reveals new details about BILT’s newest credit cards launching next month. Jain explains how BILT has evolved from a simple idea — earning points on rent — into a platform now used in one in four U.S. apartment buildings, connecting rent payments to credit building, neighborhood rewards, and even future homeownership. He walks through how BILT partners with landlords, banks, and local businesses — and what’s changing with its upcoming credit cards designed to make everyday spending, from housing to healthcare, work harder for consumers. The conversation widens to rising housing costs and how AI and other technologies could reshape the economics of cities. Beyond that, Jain shares his lessons from scaling BILT with a lean team, avoiding early VC pressure, and what founders often get wrong when trying to grow companies. Mosheh and Ankur also get personal about growing up with immigrant parents. Mosheh Oinounou (⁠⁠⁠⁠@mosheh⁠⁠⁠⁠) is an Emmy and Murrow award-winning journalist. He has 20 years of experience at networks including Fox News, Bloomberg Television and CBS News, where he was the executive producer of the CBS Evening News and launched the network's 24 hour news channel. He founded the @mosheh Instagram news account in 2020 and the Mo News podcast and newsletter in 2022.