FAMILY BUDGETING: HOW WE ORGANIZE, SAVE & SPEND

In this episode, Josh and Priscilla pull back the curtain on their real family budget and break down exactly how they organize, save, and spend every dollar. They share how budgeting shifted their mindset from financial stress and mystery to clarity and peace—especially during the unpredictable seasons of parenting. With sick kids, sleepless nights, and the normal highs and lows of life, they show how a budget helps them stay grounded and aligned as a team. 

They explain what tools they use (hello, Google Sheets), why they still rely on weekly money check-ins, and how the Dave Ramsey baby steps helped them get out of debt. Then, they dive into their actual budget categories and percentages—from housing and food, to tithing, subscriptions, and even Disneyland dates with the kids. They break down four simple budgeting tips every family can start using today: track recurring expenses first, have short weekly meetings, zoom in and zoom out (month vs. year-to-date), and keep learning about money and mindset. 

If you’ve ever ended the month wondering “where did our money go?” this episode will be relatable. You’ll walk away with practical steps, encouragement, and the reminder that budgeting isn’t about restriction—it’s about clarity, teamwork, and financial freedom.

00:00 Introduction and Weekly Recap
02:55 Family Budgeting Overview
06:35 Budgeting Tools and Methods
09:14 Our Budget Categories
13:24 Budgeting Tips and Final Thoughts
19:22 Conclusion and Next Episode Preview

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