EP1022: The Next Big Reform for MSMEs Is Digital Trust

This interview with Aditya Tulsian explores a paradigm shift in how Indian MSMEs access the project economy by moving from collateral-based credit to digital trust infrastructure. The source argues that traditional bank guarantees stifle growth by freezing vital working capital, whereas surety bonds offer a way to verify performance credibility without immobilising cash. By implementing a digital layer for monitoring and enforcement, the ecosystem can transition to a de-collateralised model that rewards execution capability over balance-sheet depth. These reforms aim to unlock significant liquidity, allowing smaller enterprises to compete more effectively and accelerating national economic growth. Ultimately, the text positions AxiTrust as a critical orchestrator that connects insurers and businesses to make contractual trust a scalable and efficient resource.