Ep 369: Strap yourself in for some tax reform – here are some suggestions

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In this forward-looking episode, Stuart unpacks a range of bold ideas for tax reform in Australia, urging policymakers to think beyond the status quo. With both federal and state budgets under pressure, and income taxes increasingly unsustainable, Stuart proposes a smarter, more balanced system that supports economic growth while ensuring fairness. He explores the dangers of bracket creep, the merits of expanding GST through a luxury rate, and the potential of capping the CGT exemption on primary residences to close one of the country’s most generous tax loopholes.

Stuart also revisits the role of private investors in solving the housing crisis, suggesting innovative tax incentives to increase the supply of affordable rentals. In superannuation, he outlines a simple yet powerful tiered contribution tax system that could help lower-income earners grow their balances faster.

Later in the episode, Stuart responds to a listener question from Dee, a high-earning sole trader and single parent, wondering whether to purchase her next investment property in her name or via a family trust. He explains the trade-offs between asset protection, negative gearing, and borrowing capacity, especially for professionals in higher-risk fields. A must-listen for anyone thinking about how tax policy and personal strategy can evolve for a better financial future.

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Over the years we've written hundreds of articles. These three bring our best thinking together on the topics that matter most right now: choosing a super fund, debt recycling, and navigating the new tax changes.

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Important

This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.