At what age do Required Minimum Distributions stop | Ep.53
About this episode
In this episode, we dive into the world of Required Minimum Distributions (RMDs) and clear up a common misconception: RMDs don’t have an expiration date. Once you hit age 73, the IRS requires you to start taking RMDs, and they continue annually for the rest of your life or until your retirement account is empty. But how is the distribution amount determined each year? We’ll break down how your RMD is recalculated based on your account balance and life expectancy using IRS tables.
Plus, we’ll explore the exception to the rule—Roth IRAs. While they don’t require RMDs during the owner’s lifetime, inherited Roth IRAs can be subject to RMD rules. Whether you're planning for your own retirement or looking to maximize your legacy, this episode has the information you need to navigate RMDs with confidence.
Get every episode summarized
Each time Georgia Safe Retirement Planners publishes, we email you a written briefing from the transcript — the topics, who appeared, and any specific claims, with the ad reads skipped.
Email me new episodesFree for 3 shows. No card needed.
Hosts & guests
No transcript yet
This episode has not been transcribed. Request it and it moves to the front of the queue.
More episodes
More from Georgia Safe Retirement Planners
Real Talk: Can Drug Use Void Your Life Insurance in Georgia?
Georgia Safe Retirement Planners
Medicare Made Simple: 7 Trusted Spots to Get the Right Coverage in Georgia
Georgia Safe Retirement Planners
Funeral Insurance in Georgia: What You’re Paying For and What You Get
Georgia Safe Retirement Planners
Georgia’s Guide to Life Insurance: 19 Reasons It’s More Than Just a Policy
Georgia Safe Retirement Planners