Are Low Interest Rates Gone for Good In Australia?

Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset.

On this episode, we discuss:

(00:00) Intro
(00:10) Are Low Interest Rates Gone For Good?
(02:45) The Reality Of 5% Interest Rates
(03:50) What Is The Goldilocks (Neutral) Cash Rate?
(05:39) Why The Cash Rate Might Stay Higher For Longer
(06:21) Government Spending’s Impact On Rates
(10:52) Housing Supply Issues And Construction Shortages
(11:48) Why Property Prices Aren’t Falling Anytime Soon
(15:35) Should You Fix Your Home Loan Rate?
(20:06) Stop Waiting For Rates To Drop - Build A Strategy Now

Check out the free resources from Inovayt here.

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The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

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