8-10-26 Internet Scams You Need to Know - The Ari Schwartz Interview

Internet scams are evolving faster than ever, with artificial intelligence making phishing emails, fake phone calls, and fraudulent videos more convincing than traditional scams. Jon Penn and Venable Cybersecurity Services Managing Director, Avi Schwartz explain the most common online scams targeting consumers, investors, retirees, and businesses, along with practical steps you can take to protect yourself and your finances. We discuss AI-enhanced phishing attacks, deepfake voice and video scams, business email compromise, texting scams (smishing), elder fraud, and payment fraud involving gift cards and cryptocurrency. We also cover what to do if you've been scammed, how quickly you need to act to improve your chances of recovering stolen funds, and why authentication, passkeys, and independent verification are among your best defenses. Whether you're protecting your retirement savings, your business, or helping aging parents avoid fraud, this episode provides practical cybersecurity and financial safety strategies that can reduce your risk of becoming the next victim. 0:00 INTRO 0:20 - Internet Scams to be Aware of 3:53 - AI enhanced Phishing 7:00 - Deep Fake Voice & Video Scams 13:39 - Catch Them If You Can - How to get your money back 15:37 - Texting scams & smishing 18:21 - How Much Can You Lose? 19:29 - Who are the Targets? 22:34 - How Long Can it Take? 24:40 - Dealing with Elder Fraud 26:11 - How to Prevent or Reduce Chances of Falling Victim to Scams 30:09 - Strengthen Authentication - passkeys 34:10 - Verify Before You Act (avoid urgency) 36:26 - Avoid Engaging with Unknown Contacts - Ignore it 36:55 - Double check all Financial Transactions 38:47 - Watching for Payment Red Flags (Gift Cards & Cyber Currency) 41:58 - Authentication & Verification are Key Hosted by RIA Advisors Senior Investment Advisor, Jon Penn, CFP, w special guest, Venable Cybersecurity Services Managing Director, Ari Schwartz Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Azt1_vs16bA ------- Articles mentioned in this report: "AI-Driven Fraud Scams Are Evolving Fast: What People Should Watch For and Can Do To Protect Themselves, Their Friends, and Family" https://www.centerforcybersecuritypolicy.org/insights-and-research/ai-driven-fraud-scams-are-evolving-fast-what-people-should-watch-for-and-can-do-to-protect-themselves-their-friends-and-family -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Do You Really Know Your Risk Tolerance?" https://youtube.com/live/m3KZ1fbws2k ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #CyberSecurity #InternetScams #IdentityTheft #FinancialPlanning #PersonalFinance