130: You Don’t Need a Budget with Dana Miranda

Money, money, money—-today’s show is all about money! I’m joined by Dana Miranda, the author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease. Dana is here to discuss debt from a refreshing perspective, and she shares her best advice about how to proceed after finding your financial footing. Having a budget is NOT the answer to all of your money problems. Join us for expert advice from Dana! Show Highlights: Dana’s path to the work she does today Money decisions are not purely black and white. What it means to be “Healthy Rich” (Check out Dana’s podcast: Healthy Rich.) Financial education is more than the demonization of debt. The fascination with shame as a way to bring behavior change around money (Does it really help to yell at people?) A healthy (and different) approach to debt Debt is strategic for the wealthiest 1%?? How? Understanding how debt products work and impact your credit score With debt, negotiation is always a possibility. Give it a try. Dana’s advice about debt products and red flags to look for Societal attitudes toward “acceptable debt” Addressing the gaps in financial knowledge for the typical American who finally achieves financial stability Accessible financial advice is available—where to look and who to trust Dana’s book: Who is it for and how can it help? Resources and Links: Connect with Dana Miranda: Healthy Rich podcast and You Don't Need a Budget book Connect with KC: Website, TikTok, Instagram, and Facebook Get KC’s book, How to Keep House While Drowning We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: www.strugglecare.com/promo-codes. Learn more about your ad choices. Visit podcastchoices.com/adchoices