
About this episode
Money panic doesn’t always come from not having enough. Sometimes it comes from suddenly having far more than you ever expected - $8 million more, to be exact.
This week’s Ask the Experts letter comes from a couple who spent 40 years dairy farming, living with constant debt and tight cashflow. Now they’ve sold the farm and their financial reality has flipped overnight.
A dream problem? Maybe. But sudden wealth is notoriously risky.
Will White from Heartland Bank is in the expert hotseat, to talk about how you protect a huge cash balance, avoid rushing into bad decisions, and turn a once-in-a-lifetime payout into a secure, comfortable retirement.
If you have a letter you’d like us to answer, please send it through to [email protected] and you might feature on our next episode!
Follow me everywhere!
Facebook / https://www.facebook.com/FrancesCookNZ
Instagram / https://www.instagram.com/francescooknz
TikTok / https://www.tiktok.com/@francescooknz
Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe
This podcast was filmed & produced by Fanaticals
Video editing & content production by Lana Byrne
Audio engineering by Tash Chittock
#MakingCents #FrancesCook #MoneyMindset #WealthManagement #RetirementPlanning #FinancialAdvisor #TermDeposit #Windfall #SuddenWealth #ScamAwareness
Get every episode summarized
Each time Making Cents publishes, we email you a written briefing from the transcript — the topics, who appeared, and any specific claims, with the ad reads skipped.
Email me new episodesFree for 3 shows. No card needed.
Hosts & guests
No transcript yet
This episode has not been transcribed. Request it and it moves to the front of the queue.
More episodes
More from Making Cents

What Do You Do When Your House Is Worth Way Less Than When You Bought It?
Making Cents

AI Is Making Mortgage Fraud Easier. Here's What Changes
Making Cents

The Price of Playing It Safe With Your Money
Making Cents

What KiwiSaver Actually Needs to Change, According to an Adviser
Making Cents