
The REAL Reason CPP FEELS Unfair But Actually Works
About this episode
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In this episode, I explain how the Canada Pension Plan really works—and why you may not get back what you paid in. I look at CPP as a risk-sharing system, not a personal savings account, and explore how contributions, longevity, and fairness all play into the equation.
Also:
💸 Why you might not get back what you paid into CPP
📈 How the $700B CPP fund is managed for long-term sustainability
⚖️ Who benefits most—and least—from the current system
❓ Common misconceptions about CPP contributions and payouts
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