I'm lost, financially irresponsible, and need help

Reddit thread on the subreddit r/phinvest where a 26-year-old Project Manager seeks advice on how to improve their financial responsibility and build their savings. The user, earning PHP57k net monthly, outlines their monthly expenses and expresses concern about the "disappearance" of their remaining funds. The thread features responses from other Reddit users offering various strategies for budgeting, expense tracking, and saving, including using spreadsheets, apps, and different bank account methods. The discussion also touches upon the challenges of a cash-based economy in the Philippines and the difficulties of tracking cash transactions.

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