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I hope I don't find anything, but...
Why do you have to go through it?
Why do you feel like you have to go through it though?
Because that's how I found out last time.
Found out what?
That he was cheating on me.
Are you my mommy now?
I have to tell you.
I'm talking.
No, no, no, no, no, no, no, let me hush.
She recorded your guy's text conversations
to send to her friend.
That's f***ed up.
That is like our personal shit.
I needed another opinion on it.
Our privacy for so violated by you doing that.
I needed another opinion on it.
This is bullshit.
She should not be...
Okay, you wanted to step outside?
I'm not gonna work with you.
Can we let him outside?
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I want you to be on the next episode of Financial Outlet
right here in Austin, Texas.
If you think you have interesting finances
with an interesting personality or a story
or a life or relationship,
I will personally pay you to take time off of work.
Fly you down to Austin, get you personal transportation,
a hotel, food, and we'll have a great time hanging out.
Go to katelapamber.com slash apply
or click that link in the description below.
Hi, I'm Lili, I'm 30 years old.
Hi, I'm Luke, I'm 35.
We're from Lexington, Kentucky.
And this is Financial Outlet.
Oh, thanks for coming down to Austin.
Lili, what do you do for a living?
I'm a verification specialist.
What are you verifying?
Medical insurance benefits.
Okay, very good.
What do you make in this job?
40,000 a year.
Lexington, Kentucky.
I'm going to assume it's like,
even if we're looking at like median United States
probably going around there, maybe a little bit low.
I think it's that crazy.
Unless I'm completely wrong,
but I'm not the one who's going to be in the world.
I'm going to be a little bit more careful
because I'm not that crazy.
Unless I'm completely wrong,
but I'm not the most Kentucky educated person.
How many hours a week are you working?
40.
Okay, why are you septum piercing?
You're not like the classic septum piercing.
You're kind of more of like,
you should be translating the Karen.
No.
I mean, you look like you're supposed to be,
but you're in septum piercing landed.
Doesn't really make sense.
I just have purple hair.
Oh.
She knows.
I like what I like.
You like, okay.
She isn't down.
And you're going to get,
what hits your account per paycheck cycle?
What is that per paycheck cycle?
Unless I work like a smidge over time,
it's like 1098.
Well, do you usually work a smidge over time?
Depends, but not really.
So not really.
So what's your average then?
1098.
Every two weeks.
Huh?
Oh, I certainly hope this dude makes some money.
What do you do, Luke, for a living?
I'm in food service.
I'm in food service.
I actually have two jobs.
I work at a fast food restaurant part time.
Which one?
Yeah.
Dude, that gravy and those tenders of fucking...
The gravy is very easy to make.
Well, it's gravy.
Okay.
And what do you do with that?
So I'm a cook there.
Sure.
And then I work at a middle school as a lunch lady.
Right.
Yeah.
And how many hours a week do you work there?
What's your pay in both of these locations?
Gotcha.
So I'll start with the middle school.
That's my main job.
It is contracted.
So what that means is I've got to set contract for however long the school year is, whatever.
So...
Been that independent contract?
No, no, no, that's what you're creating.
So basically every week I make $311 or every two weeks, my apologies.
What?
So it's 622 a month at the middle school.
What the fuck?
Okay.
And then $11 an hour.
What do we do?
No one makes that low anymore.
Take it up a dairy queen.
No, take it up with Lexington.
Why are you there?
Okay.
No, no, no, I get it.
I mean, let's submit them to Beijing Kentucky.
$725.
Okay.
So federal.
Yeah.
That makes sense.
But dang, yeah, Lexington is a little behind.
Sucks.
Well, but that usually means the cost of living there is likely cheaper, which is what I was
suggesting at the beginning.
And I have to look it up.
Okay.
How many hours a week do you get in there?
Between, it's going to be 80 hours a month.
Give or take.
Because it's not a month.
What do you take home a month?
I think estimated like 1,500 a month.
That's with both combined.
You aren't 35 indeed.
Well, you should be on indeed because you're making 1,500 hours a month.
But I'm a lunch lady.
How cool is that?
Not because you're making 622 a month from that.
It's not very cool, is it?
No, not at all.
I can't stand this.
Parents coming out.
Huh?
How is that not cool?
Oh, you're not for the pain.
You're not getting paid enough to face a bunch of people.
It's a fun job though.
Being a lunch lady?
The kids are funny.
You know, he fots off seeing you in the lunch room.
That's what we're basing our entire life around seeing kids beat each other up.
What's like, go work in Juvie.
You'll make more being a card.
I've done that before.
Do it again.
No, shit's stupid.
But being a lunch lady is not?
I mean, well, I mean, what's the highest paid person in your lunch lady service, do you
know?
Is there like a decent career position there because the lunch lady is, you know, I went
to school.
It's the same people forever.
They did it forever.
That's true.
I work.
But they couldn't do this forever.
Not that income.
I work with some dinosaurs.
I will say that.
They've been there since Jesus was born.
But that means they're like having a career.
Right.
Right.
So basically, so what's the difference between you and them?
The longer you've been there, the more you get paid, right?
It stops at $19 an hour.
And that's after working there for 10 years.
20 years.
20 years.
I want to make it a career.
Cooking at least.
I have a feeling you're not necessarily on board with that.
No.
Look, she is, I'm speaking.
She is like a sport brat, spoon fed, like mommy and daddy give her everything.
She makes the money.
What?
Well, what do you mean?
No, no, no, no, what do you mean?
She makes the money.
I mean, but she spins it on everything.
But I have the money to spend.
Well, do you?
I mean, I don't think you'd be on the show.
That's the case.
I don't know if I'm going to agree with you there.
No, you don't.
Yes, I do.
Yes, I do.
Oh, okay.
You don't go whatever.
Well, it's a disagreement there.
Because she bows all this bullshit.
We ended up going to Walmart last night because I'm sure you did.
We did.
At 11 o'clock, tired as fuck, but whatever.
We ended up getting something we did not need.
I needed it.
What?
It was a watch for her daughter.
Am I not sure?
Just because she needed it.
You actually just got that.
No, the actual ring part of it.
Oh, poor.
Why did you need the watch for your daughter?
Because she wanted it.
She asked for it.
Can you describe that as a need?
She wanted it for school.
Sure.
I keep hearing the word want, but you said it was a need.
Where's the need?
I'm not hearing need.
I'm hearing watch.
Why does she need a watch?
No one needs a watch.
Yes, she does.
She'll hang in time.
Uh-huh.
Is it not your kid?
No.
So we're a blended family.
I have two kids.
He has two kids.
Yes.
You look like a thumb.
A thumb.
I look at you.
Something's happening.
Are you Jewish?
No.
How are you, boy?
Well, I mean, you can.
I'm not Jewish, but what does that have to do with how you look?
There's something happening.
It's like, I've seen you somewhere.
Really?
Yes.
No, no.
Like, planning to the ape's or something.
Like, there's something going on.
You're wrong.
Okay.
I was just, sorry.
I was taking away.
No, I mean, hey, you can be bald.
It's okay.
I've just, whatever's happening right here, I've never witnessed other than like,
prosthetics in a movie.
Oh, like this?
Yes.
Well, I hate this shit, but well, no shit, because it's crazy.
I can put a pencil there and hold it.
Okay.
So, where are we saying?
She needed the watch.
Yes.
I've needed the watch.
So she needed it for school.
It is a agreement clearly, though, is on the more career position.
So what's your perspective here?
I mean, obviously, you don't like it.
He thinks it's fun.
So, but tell me what's going on in the conversation around it.
Fun's not going to get you anywhere.
You need something stable.
You need something that is going to last throughout the summer.
You need something that's going to pay bills instead of me having to cover like part of
your bills.
I pay my bills.
So, I don't know why you're rolling your eyes about it.
I pay my bills, too, fun.
With my health.
You don't give me a dime.
Yes, I do.
No, you don't.
How do we, how do we disagree?
And whether or not money's given, that's like a clear fact.
Like, you're good with giving me gifts.
I'm cool with that.
And what?
That's not giving money to pay your bills.
Yeah, I can pay my bills.
Wait, then what are you talking about?
I give him money to pay his bills.
How is there a disagreement on that?
That is a clear yes or no fact.
I don't understand what you're, I don't understand what you're disagreeing about.
I disagree.
I have to pay your bills before.
Are you crazy?
You're just making this shit up.
What is going on?
No, no, you need to calm down.
Whatever.
What is happening here, guys?
What does that dynamic?
I don't want to, I want it to be a productive conversation for what it's worth.
What is that dynamic?
You guys don't even look at each other.
What is the dynamic walking into this room?
I don't know you.
I go into these episodes of blind, give me a little something to work with here.
Because this is so far a little difficult to mediate, I'll be honest.
I mean, we just have our disagreements.
It gets intense sometimes, but it happens.
I don't know.
Maybe she's just not used to someone like me, I don't know.
It also happens to me.
It also happens to me.
It also happens to me.
It also happens to me.
I treat her like, like I worship the ground she walks on.
I treat her amazing, always there for her emotionally, like all this stuff.
You agree?
Sure, until his, like, attitude comes out.
Why would his attitude come out?
Literally, I could just say I'm just like a little bit frustrated.
I'm a little overwhelmed.
And he just is like, you're not allowed to feel that way.
I'm not allowed to have my own feelings.
You hit her with, you're not allowed to feel that way.
Dude, like.
You never talk to a woman before.
You know that makes it worse.
I've talked to, well, I've not said that.
I've talked to, no, I don't say that.
You're 35, I'm sure you've been around.
Hands up on who cares?
There.
How many of you guys been together?
A year and a half, a little else.
Yeah.
You guys fight before this episode or something?
No.
Yes.
Did you fight on the, what?
Well, we can go.
You're disagreeing with yourself.
I got it.
It was over a gas station.
We passed three of them all the way here.
And he would not tell me like to pull over.
And he said, hey, there's a gas station over here.
Hey, there's a gas station over there.
And he just wasn't telling me anything.
And I'm like, I need you to look up these gas stations
so we can stop it.
First of all, you did not tell me to look up any gas stations.
You did not want you to.
What do you mean?
You need to like chill your tone.
Chill my tone.
Yes, chill your.
Whatever.
Okay.
What the, do I do here?
No, listen, listen, listen.
Hear me out, big dog.
I'm trying.
So I assumed that the next gas station
she sees in the road, she would just turn right in there
and get one.
Oh, you were driving.
Yes, and I'm in the middle of the road.
Okay, both fair enough.
Why didn't you just go to the next gas station?
Because I didn't know where they are.
I'm not around here.
But you just see them.
I don't know.
Because I'm in this lane and they're all
way over in this lane.
So I need to know when to get over.
Get in that lane.
She's so scared of dropping in there.
When to get over in that lane.
You can just drive in the right lane.
I'm confused.
You think every lane's a mandatory turn, right?
Lane?
I don't know.
If you're driven before?
Okay, that's a weird thing.
There are some like just turn only lanes here.
But then you see it and you get out of the lane.
Like last minute.
I asked a drive, but she said no.
Do we need to talk about your foot?
Oh my goodness.
We're not talking about my foot.
How many guys fight?
Cause what the?
Mike pretty often.
Yeah, I would say so.
It's not that bad.
Not that bad.
You guys can barely communicate right now.
What's so ever?
Like I said, I can't even like disagree with anything.
And he's just like, it's my way or the highway.
Okay, there's kids in the picture, right?
Yes.
I'm trying to get a full, full picture here.
I guess four kids.
Mm-hmm.
Between the spits.
Yes, how many per each?
Two and two.
Two and two.
Ages.
I've wrote thanks for letting me speak.
By the way.
What are we doing?
Come on.
I mean, let's try to.
Okay, let's come on.
So I've got my son who is three.
And then my daughter who is turning 12 next week.
Okay.
I have a daughter who is eight and a son who's five.
Does he not let you talk at home?
What do you mean?
He just, what do you mean?
What do you mean?
I can talk.
I can talk as long as it's in a nice, friendly tone.
And I don't know how to talk to him.
She's being fine.
She always interrupts me every time.
Every time.
She's going to interrupt me.
And I have to literally stop and be like,
can I finish what I'm saying?
What is our hope here?
I feel like you guys are using the show
to stab each other right now.
What is our hope here?
What's going on?
What are we talking about?
I'm trying to get him to realize that he needs a job.
That's when I actually pay bills so he's not in all this debt.
Not unfair.
Sure.
And you?
She's got angry issues and she just expects you want me to solve that?
Can you anger issue audit?
Oh, can I go have these on that?
I mean, I don't know.
You've kind of been the one a little more snappy.
Maybe I'm angry.
I don't know.
I'm a big guy.
How about to eat?
So why are you looking at me like that?
That's crazy, dude.
You look at me.
Yeah, you sure got stuck at the toilet here boss?
Shut up.
Minzy.
No, you're looking at me like you're about to stick it in me,
dude.
It's wild.
Brother, no.
You're the one with the look.
Okay.
You think she's a cover up or something?
Well, there are bisexual people out there,
but what are you hoping for out of this conversation?
I mean, I do have a dream.
What's a dream?
I want to put two together, right?
My dream is obviously to marry her.
I do love her.
Really?
Yeah.
Really?
We're engaged.
Oh, my.
And then I want to.
You kind of fooled me.
Okay.
And what's number two?
I want to have a food truck, a dessert food truck.
Okay.
He's actually really good at everything.
Making food, like little dessert stuff.
Okay.
He works at, right?
I've got plenty of food.
And he gets things up at a public school.
Yeah.
And then I go outside.
We do warm things up.
Yeah.
Yes, I come on.
So I've had a lot of food service experience over my years
of being an adult.
I'll shout out under a friendship for a year and a half.
Why are you working in a public school?
Lexington's got some shit jobs.
You either go to work.
Why are you in Lexington?
We as a human species move where there are opportunity,
even back to the pollinations.
Oh, that's why we're here.
We can't afford shit to even move.
No, you can like, well, shit with kids.
That is a little difficult.
Okay.
Fair enough.
And like my family is around where we live.
And I want to move away.
Yeah.
So I'm going to have to do for a better life for our own kids, right?
That's something we have to do.
I could have stayed in my small town, smaller town, Kalamazoo, Michigan forever.
I wouldn't have had the same opportunities that I've been blessed with sons.
I moved to a place with opportunities.
I was an adult.
I made the choice.
But do you think your life would really be different, though?
Well, if you were somewhere else, because even still, there are people eat at nicer
restaurants in Lexington still.
Promise you.
Okay.
You're stuck as a cook.
Now how can I take anyone's word that you're a great chef that's ready to open a
restaurant?
Do you support the adventure?
Kind of.
It takes a lot of money until I was going to say and you're already against them making
$1,500 a month.
Are you ready to do two, three years with no money?
Do it.
Because it's going to be money in, not money out.
You want to go have these on that?
Like I mean, I can do some gourmet pastries, some cinnamon rolls, some pumpkin rolls.
Okay.
Have you heard me speak positive about this yet?
No.
She's already struggling with you bringing in 1,500.
It's going to be a couple years before you generate a profit.
Usually with most restaurants, food trucks might be a bit easier.
But you can help me start it.
You can run the whole thing.
Okay.
I appreciate it.
Obviously, I'm not going to do.
Shut the f*** up.
So what are your thoughts on this?
Like I said, it's going to take a while to like build up.
Maybe.
That is true.
So what are your thoughts on it, though?
Like that is a fact.
Now what are your thoughts?
We have other shits to take care of right now.
Like we can't just like drop everything.
We have all this debt.
You have all this debt.
It's just him.
No.
I have like a car loan.
That's like that.
Exactly.
And car loans is often, besides a mortgage, if you have that, he doesn't work.
He has more debt.
Oh, well, it's not a competition, dude.
Car loans are one of the biggest we have as far as minimum repayments go.
I need a car.
In the United States.
You don't even have a car.
How do you get the school?
How do you get the school?
Get the bus with the kids?
My dad's car.
So we do stay with our parents by the way, in a grand.
You make more money driving the buses for the school.
You're not wrong with that.
I should do that.
No shit.
You are like the lowest income person I've had on the show.
Long time.
You are a failure of a 35 year old.
You know, you're a, well, okay, how are you not a failure?
First of all, I'm a bald baddie.
Right.
I'm beautiful.
Oh, I love how old.
You're going to annoy me.
Okay.
I don't know.
So let me get back to the car thing, right?
If you don't, okay.
Sure.
You run the conversation.
You drive his ex's car before he moved in with me.
So he's literally never had a car since I had an accident.
Can we do one thing at a time?
Can you chill out?
Can you chill the hell?
Okay.
Anyway, I'm borrowing her dad's Jeep.
Okay.
That's how I get to work and from work.
Right.
He's not enough.
Her mom and dad are not enough.
Let me use the vehicle.
Okay.
But I think, yes, I do need to get my own vehicle.
It's not mistaken.
You're kind of complaining how her parents like give her money and she's spoiled, but you're
the one that's actually getting blessed by her parents at the beginning.
Like what the fuck?
Like you're receiving the exact thing you were bitching and moaning about and having
resentment over.
Well, I feel like that.
I'm the best relationship she's ever had.
And I think they feel that way because she's had something with you.
So I guess she agrees.
So where do they owe me yet?
Oh, it to me.
I guess you guys in a bad time.
What do you mean?
He just has like an anti-prone.
And you can deal with this?
I want to be able to deal with it sometimes.
Yeah.
She's got that attitude, not me.
I told him up front that I have like issues.
He tried to make it seem like he was this like calm, cool, collected.
What?
Oh, yeah.
And then it was like 180.
No, no, no.
And then her anger issues and how she takes that out on me changed my whole mental mindset.
She has made me into who I am now.
I get set off by anything.
I go from zero to 100.
Zero to 100.
It is your fault.
Okay.
I have never been treated like this in any of my shit.
I've ever been in.
So it's like what?
Tell me.
Like a dog shit.
But tell me any examples.
She has repeatedly yelled at me.
I remember one thought we had.
We were on the way to her daughter's basketball game and it was about me going down to the
basement to go clean up some stuff and then it was maybe 10 minutes and she's like, where
you been?
And I'm like in the basement cleaning and she's like, why didn't you tell me?
I'm like, oh, so are you my mommy now?
I have to tell you.
I'm talking.
No, no, no, no, no, no, let me hush.
You do the same thing to me.
You'll be like, what are you doing?
Where are you?
I could literally get up and go to the restroom.
What are you doing?
Where are you going?
I don't, basically, like, you messed up my turn of thought because I was talking about
the, the, the argument.
We were driving to the basketball game.
Thank you.
So I'm thinking myself right, third person.
That's cool.
No, it's not.
So she, we were yelling at each other over the fact that we, that she was saying, like,
where are you at, all that stuff.
And she has some kind of psychotic break or something.
I don't know what the fuck happened.
She's driving.
I began to like start fearing for my life.
She's like slamming her hands on the steering wheel.
I'm making her.
The kids in the car?
No.
No.
I thought maybe we're going to go into a ditch, whatever.
It was not that traumatic.
It was.
I got you guys fed every day.
There's no chance.
You fed every day.
Not every day.
No, every day.
What?
We have good times.
Yeah.
The good times are way the bad, for sure.
Yeah, okay.
Why don't you come in here on a bad time?
She came out to, not three, but like 1130 and not at Walmart, because she needed the
nose ring and I watched for her daughter.
She did.
Last night.
Yeah.
In Austin.
Yes.
Scared shit.
Let's do it on the other side.
There was no other stores.
I really, I really, I really didn't even get a watch for your daughter in Austin.
It just, I happened to find it because I was looking for one anyway and I just found
one.
You didn't need to be at Walmart at 1130 pm the day before coming on the show.
I'm trying to get a different nose ring and it will work.
No one gives a, I do.
I'm gonna be real with ya.
Your dad is not the same as everyone else's.
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Great.
Okay.
I do like a jewelry.
Well, that's good.
I'm glad.
Obviously you guys like something about each other because you're willing to put up with
the I wouldn't be able to put up with the day in this relationship.
I don't know how you guys do it.
I don't know how the kids do it.
Do you all for a liberty guys?
No.
Who who lives with who?
His daughter is in Tennessee.
Is the other one?
Yes.
And then the kids is scheduled.
They're half with me, half with their dad and same with his son.
Yes.
So, baby mama number two.
Great.
I got to be honest.
So you're going to do it again?
Three is a charm.
What is it with the show?
And the most failures among society being the ones that reproduce the most.
It is impressive.
If we get pregnant and we have a baby, could be the next president.
Maybe.
I guess.
I don't know.
I don't know.
I mean, okay.
Are you guys actively trying for a kid?
You guys are engaged.
No.
We f***ed though.
And is it protected?
Yes.
Yes.
Well, okay.
Yes.
It is.
We go raw then.
You know, we have some protected.
We say half and half.
Well, that's not protected.
Why even go half and half if the other half is no?
I can hold my shit in.
What do you mean by that?
But like 30% of men or something have semen in their pre-come.
I don't pre-come.
I think that's not a thing.
I don't turn off valve.
I'm good.
But he pulls out.
Yeah.
Okay.
If I don't have a condom.
So what's our living situation?
Then these kids.
I don't know how you can afford a place.
It must be a cheap place.
No, we live in the parent's basement.
At 35 and 30.
Yes.
We can't afford any.
And you're talking about opening a business.
What are we on about?
Do you not give a shit about your kids?
Go stop.
In career.
How am I going to do that?
I got my GD.
That's my good.
Good.
There you go.
And you have experience.
Now start working your way up somewhere.
Become a manager.
Yeah.
Start doing some shit.
Yeah.
Right?
Yeah.
Right.
He has manager experience.
Not there.
Well, there you go.
Dude, we've had managers like waterberg and stuff.
Make six figures on this show.
I mean, I was close.
We know a panda expressing.
It's like 120.
Are there a buckies nearby?
No.
No.
Okay.
Not close enough to commute to for work.
Because they make over six figures.
Like there's actually this is because those are in demand positions.
So those fast food is hard to fill.
They will pay before her.
I was making nothing with that.
Come on.
Yeah.
What were you making?
So I was making around 90 K plus.
It was commission based.
I was a time share sales manager in Tennessee.
And I was making bank.
Okay.
And I feel like honestly, that's my good.
You go do that.
You got a time share in Lexington.
The fuck?
What do you mean?
Okay.
Why don't we go back there then?
She's not leaving the silver screen.
I'm not leaving my parents.
How far of a drive is it?
It's in Tennessee.
It's in Tennessee.
Okay.
Tennessee and Kentucky are close and you guys are from small states.
Microdick states.
I don't know.
I don't like being that far away from my family.
I like to be able to like just drive to my mom's house whenever I want.
Well then you might have to accept that there's going to be a lower income opportunity
to the rest of your life.
I mean, I think if we moved it would be a good thing.
I'm an objectively career wise.
I have a good career right now.
Well, honestly, you really don't make much.
You really don't make much.
You work from home.
Yeah, what's wrong with that?
What do you think?
I'm not saying there's nothing wrong with that.
You're like attacking her for that.
No, I'm saying we can move because she can take that job anywhere, right?
We can move down to move me somewhere else.
Okay.
Yeah.
So what's our plan then?
What the business?
I don't want to interrupt you.
So go ahead.
I mean, you'll have to business.
Well, I mean, I thought she was going to interject on something.
I felt like she was, but okay.
So I'll just start then since she don't want to say anything.
Well, she doesn't even fully necessarily support the business,
but she certainly doesn't support what you're doing now.
So what's the plan?
So the plan is, so we are getting married.
One.
Why?
Because we love each other.
One.
So it's November 6, 2027.
When we do, that's our wedding date.
So we're going to have a little bit of money left over after the wedding
to either do honeymoon or what?
From who?
To just gifts instead.
Yeah, and we're kind of paid for the wedding though.
Well, wedding and honeymoon.
We've been saving up.
Yeah, we're saving up.
You have money.
We're broke.
We have some saved.
Yeah, I know we do.
For the wedding.
Yes.
How much is the wedding in a cost?
Like $10,000.
And how much you have saved?
$3,000?
Yeah, $3,000.
You need to go to the wedding instead of how much debt do you guys have combined?
Here about to be, we should know as a household,
how much you guys have combined.
I just have the car.
She has medical debt.
L.A. medical debt.
I didn't ask what you have.
I asked what number you guys have combined.
There's so much for me.
Savings is two five, but I will tell you that barely even scratches
the surface of the debt about 10%.
Wouldn't even come close even if you used it
towards something that's even more important.
So again, what's the plan with the rest, Shron?
Because you're going to be going in with nearly $30,000
to consumer bad debts.
And to this marriage with kids to take care of
and no good careers to speak of.
I'll get you both course career certifications.
Individually, congratulations.
People in the audience have converted them into six figure jobs,
constantly in the trades and tech, whatever you want to do.
Okay.
But clearly right now, this is a,
a joke and the wedding is going to cost money
and you're barely going to pay for it.
Because see, I don't know how you're going to save off
the night because your minimum payments are insane.
Your budget's an absolute joke.
And the money that you get after weddings,
probably just going to go towards even paying off
the what you borrowed, even get to the wedding.
And then we're still going to be like $30,000 of debt.
And then you're going to start a company
that's going to take like two years
until you barely break even
and the margins aren't even great.
So what's your plan?
That's why you should help me with it.
So what's your plan?
He wants to use the money after the wedding.
However much we have left.
We are established that it's going to go towards paying
for the debt that was used for the wedding.
Going to go for the honeymoon that I want.
I don't think she'll do that.
Well, honeymoon do you want?
I want to go to Ireland for like 10 days, two weeks.
What is that going to cost?
There's even like flying an airplane.
It took everything that's heard even get here.
I'll get over it.
Well, she did it.
Yeah, I got squeezed my arm off.
But she did it.
How much does that get a cost?
Oh, I don't know, however much it is.
Thousands, three for both of you, maybe.
Because we want to go for at least 10 days, two weeks.
It would take every bit of what we have left over
from the wedding.
I'm sure.
Yeah.
And you guys want to want to do nice things there.
See, my thing is like, oh, it's here about this.
So listen, buddy.
You don't want to do that with me.
To what?
Listen.
Just let me talk.
I am.
That's why I said let's hear about this.
Okay.
Thank you.
But let's fuck.
Okay, go on.
Okay.
Okay.
Just, yeah, dude, I'm listening.
I'm waiting.
So my goal is, I'm a bald baddie.
Okay.
Go on.
Mr. Clean, looking mother.
Okay.
Okay.
So if I can do the food truck and it's in the surplus,
we're doing good in business, we can move to.
We can go to Dubai.
We can go wherever we want to.
Talking about.
I need your business plan for this food truck.
Deserts.
What does her team making?
Cinnamon rolls, cheese, dynashes, croissants, cheesecakes.
I do a lot of cheesecakes.
Like many cheesecakes.
I love cheesecakes.
I love cheesecakes.
I get nighttime, real late at night.
Do we have a piece of paper?
Can we get a piece of paper for this man?
A piece of paper and a pen, please.
Okay.
So that's good.
A little dessert thing.
Where are you opening it?
Well, I mean, just wherever the truck can be set up, what do you mean?
That is a very important part of whether or not people come up to the food truck to eat.
Obviously, I would scout out where to put it.
You have in college camp.
Why are you finding this?
How much is this going to cost?
Jesus.
A lot.
Wow.
Incredible.
So.
You said like 5,000.
It's going to be more than 5,000 probably.
I'm sure.
That was just what you told me.
I mean, we don't really need ovens or anything because I could still probably do that
and like at the house, whatever that I don't have.
Damn.
Yeah, you look at the parents.
Yeah, you like the joke.
I would say maybe about 30K, to be honest with you.
No, I'm doing the calculations right now.
All right.
That's what we're going to do in the post show, our panel, which is me, Brandon Lindsay,
as you know, I'm from Hammer Elite.
Well, you're going to each sample your best three desserts and we will make sure we
get you what you need to cook them here in the studio after we film and we'll eat it.
So write down what you need because we don't have it over here.
So like if you need a little cook thing, if you need flat top, they call me the Gordon
Ramsay of Finance.
Well, now we're getting just the Gordon Ramsay of Gordon Ramsay.
Okay.
So you write the ingredients you need for your three best desserts that you can make
and like 30 minutes.
So probably not a cheesecake, but go ahead.
Write down.
You focus on her.
Please, a piece of shit.
I can hear you.
Hey, focus.
Write down what you need, including even like spatula's and shit.
Daddy too.
And one of my, one of my, I told you, he's one of my little, okay.
One of my little gremlins will go shop, okay?
Okay.
So it's going on at this household right now.
How do the, how are the finances, man?
I mean, I, I put back what I need.
I pay my bills.
Anything extra I do whatever I want with.
I'll get groceries from me and, you know, the headphones.
Have the headphones, please.
Would you listen to Mark literally took off his headphones for monitoring the audio
of this episode, thinking that's.
No, no, I need this man to lock the.
And I just need to talk to my girl over here.
Your girls go.
So, so here's the thing guys, in Lexington, Lexington, Kentucky, most realistic first time
setup is going to take, it's usually two to three months working capital.
It's going to be 70 to 120,000 hours to get this thing up and running.
Oh, yeah, you guys make 3696 hours a month of living the basement of your parents.
All right, you're joking about me investing, but like, how are we actually getting that
money?
I save a little bit every paycheck.
Girl, $2,500 is what we've gotten to after a year together.
And we have one and that's going to cost 10 in a year and a couple months.
Well, my parents help a little bit.
Appreciate you.
So, a lean in bootstrap version is 20 to 40 to 70,000 hours.
Minimum 40 would take you a decade to get to it.
Your guy's his pace.
And then you're going to have to plug it in here.
I got it.
Did you?
Cause you were trying to.
You were doing something.
I want to do the left and the right.
There's no music.
That's the attitude always.
Do you want the desserts or not?
Do you?
Yeah.
Do not tell me to chill out.
Chill out.
Stop.
Do the kids witness this?
No.
No.
No.
You know, wait until they're gone.
We're asleep.
We're asleep.
Yeah.
Which means you guys are just building it up all day.
I can't hear you.
Good.
That's the point.
So I understand you say you deal with the your stuff, but I wanted the whole household
together.
And then you're going to have to pay your money comes in.
Money's going out.
How is the entirety?
How's the communication done?
How does this work in the house, the money?
I mean, I figure out all the bills.
Everyone for both of you combined.
So that's just you.
Okay.
Yes.
I figure out all the bills.
What we're going to have to pay.
I tell him what he's going to have to pay out per paycheck.
What I have to pay out per paycheck.
I have like a month's bills set out in advance.
And then I just pay as I go.
Okay.
And are we making budget?
Kind of.
I mean, you should.
You live with your parents.
Yeah.
Or even the bills.
The bills are paid.
Oh, you are brain dead.
When he's not talking the more brain dead person, almost like you look brain dead.
What are the bills?
You live at home with your parents.
What are the bills?
Like car payment, car insurance, subscriptions.
You go ahead.
What else is there?
Doctors appointments, medication I have to get.
Is that a bit?
I stuff for my kids.
I put money back to my kids' savings.
What?
Yeah.
How much is in their savings?
Like two, three.
You can even put a roof over their heads.
I don't know like specific, but it's around two to three.
Do you get to put a roof over their heads?
Stop that.
I want you to go ahead.
They don't even have a place for their own.
Come on.
I'm getting there.
Dude's about to go into a $40,000 whole somehow.
And he's going to pay dayload it to do his little dream job.
But you'll see if it's even worth in the post show.
Oh, I hope they can read that handwriting.
He's a f***.
And he's a lefty.
He's from the cave this morning.
Okay.
And how's the communication of the finances in the house?
Well, I pretty much tell him like this is our budget.
So you tell him?
Yeah.
And he says, well, let's just pull a little bit out of savings.
That's you, then we could put that back into saving.
So we'll just random stuff.
Like, yeah, fun stuff.
And you say, I tried to like convince him out of it, but I'm okay.
Well, convince him.
What do we have to convince him?
I thought you ran the finances if you run the finance.
So why do you have to convince him?
So he gets, he forcefully takes the money out.
No.
Then what the f*** are you talking about?
I just feel bad, I guess.
Because like he really wants it and I feel bad for telling him no.
So you're both just endlessly giving into each other, which means how long has he been
doing this job?
How long have you been fighting him to get a better job?
Oh gosh.
Whenever we first got together, he was working at the hospital.
And then God, I honestly cannot remember whenever he started this one, but he was working
at a job.
How long have you been in general pushing him to do better?
Get a better job.
A few months, like since last year.
Since last year.
And last year hasn't been months.
We're in August.
And what if he never does?
What if he never does?
Then what?
What are we going to do?
Is it you're working on getting a new place, but no, you guys don't make anything.
Barely.
I mean, we can just, I don't know.
And let's be honest, I mean, I've listened to this conversation, answered this honestly.
And this household are their anger issues.
Yes.
The best of us.
I mean, I'm bipolar.
He wants, yeah.
Like I said, at the beginning, he's like, yeah, I'm very chill, very level headed, but
he's definitely not.
He, like, I have videos, like screenshots of, like, our conversations.
What?
Like that, yeah.
It's pretty bad.
Yeah, with me.
Show me.
Like, back and forth.
Show me.
Screenshots?
It's crazy.
It's like you're preparing to cancel them or something.
It's just for, like, if we have a conversation, and I could say, like, you're doing this
again, he doesn't really know how these screenshots though.
Okay, this is like five.
This is like a five minute long video.
Oh, on my.
Okay, ladies and gentlemen, let's get into it.
I'm going to read it.
Now let's get this video posted on screen.
Okay, so it must start on this Friday, I think.
Ken, this is from you.
You're blue.
Ken.
She says, all I was doing was trying to vent and get things off my chest so they don't
linger, but I get told to chill out.
I've told you before that makes me so mad when people tell me to chill out or calm down.
I always does for women.
And then he says, okay, you're talking.
You're taking what I said completely the opposite direction.
What I was trying to say before you walked out the door was you need to calm down so
you can breathe and not stress anymore, but you wouldn't let me finish.
She says so much better way to have word of that instead of telling me to chill out.
All I wanted to do was vent about the situation.
Okay, so far this is like a normal man woman conversation, but we'll see how it goes.
He says, chill out never came out of my mouth.
Okay.
By the way, why do you why did you take a screen recording of this conversation like that's
a kind of like a crazy bitch move unless it's just like something legal in here?
I mean, it was it was so bad like it ended up turning into another day where I was
like why is this screen recording because I wanted to show my friend like your friend.
Yes, but your private relationship.
It was honestly like the first time and I was like on the verge.
Let's see.
You said, oh yes, it did.
That's what made me mad.
You need to chill out is exactly what you said.
He says no, honey, it wasn't okay, but okay.
You say yes, it was.
I know what I said.
You say that's why I walked out because I hate that shit.
I know what I heard.
He says, what do you always have to I hate what why do you always have to think that I
hate that shit?
What I can over it.
I oh, he goes back to lowercase.
I know what I said.
Can we please have a peaceful weekend?
He says, you say trying to once again tell you how I'm feeling and how what you said made
me feel but shut it down again.
He says coming out, you say, I'm done.
Put that back on.
Piece of shit.
Piece of shit.
Oh, put it on.
Call them.
And you say, I'll just get my meds tomorrow or I'll just get my meds tomorrow.
It doesn't sound like a good idea.
Okay, thank you for cooking.
Is this everything you need?
Yes.
Including cooking equipment and everything.
Oh, shit.
You said a kitchen.
We have a kitchen but not with a stove or anything.
So you need to say what you need.
I did it with hot plates and stuff.
Well, I didn't I didn't need another.
I did it so I could just make it as simple as possible.
Like we're still good.
Still so good.
Okay, just tell us everything you need.
I got you.
I got a grocery list here and we need nothing else.
Do you have a whisk?
Do you have mixing bowls?
I would put those on.
Okay.
Back on.
Back on.
Okay.
He says, and now, and I know what I said because I know that phrase makes you mad.
Why would I purposely do it to set you the f*** off?
That's the last gosh, dittily darn thing I want to do.
Trust me because it's,
aww, when you get like this and push me into a corner,
you push them into a corner?
Or is he just saying that verbally?
I guess I do.
I don't try to on purpose.
But you said not what I heard.
He says, well, I know what I said.
And it wasn't calm down.
I literally tip to around with what I say so I don't set you off.
And it wasn't chill out.
I live in a constant fear of making you mad.
So I choose my words carefully for the most part,
especially after us just getting over an argument like we have the other day,
I've been on my peas and cues about everything.
Okay, so far I'm relatively neutral, slightly leaning towards him so far.
Does something get bad in here?
Yes.
Okay, okay, because it is a very long video I will say.
But let's continue.
If you live in so much fear,
why deal with me?
You say he says,
because the good times outweigh the bad ones,
what he said on the show,
but the bad times are terrible.
So the good times are no arse art.
But the good times are damn good.
You say, I've told you from the beginning how I am.
You're the one that ignored it.
He says, but that fear still remains.
You say, yeah, I got pissed off,
but I'm not going to threaten to leave.
I get pissed off, I talk about it.
Then after a while I calm down.
He says, yeah, I can't handle the stress you put me under when you get mad at the world.
I literally want to die in a hole.
I'm going to have you fast forward to where the bad stuff is done.
Because so far,
normal argument,
not something I've been recorded to show people.
I don't tell people.
I don't tell people that I'm friends with or anything.
Like what I made my girlfriend fight about with the idea.
So yes, it's just like a year in.
Like my gosh, this is such a braiding, such chaos.
You guys have trust issues too?
Why?
Because we both have been in really, really toxic relationships in our past.
Like this one, I would say,
okay, what do you do with the lack of trust?
I don't know.
I get through his phone.
And what do you think you're going to find in each other's phones?
Crazy.
I hope I don't find anything, but why do you have to go through?
Why do you feel like you have to go through it though?
Because that's how I found out last time.
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Found out what?
With my eggs.
Found out what?
I hear a shooting on me.
Oh my f***.
And him?
Why does he feel like he has to go through your phone?
Same reason.
How often do you go through each other's phones?
I really hardly don't.
But then there was this other time he like snatched it out of my hand.
And so I kind of got suspicious there too.
Oh the f*** are you guys, man.
This makes no sense to me.
Okay, so cheating.
Okay, well, we've hit it on the show.
Is he allowed to be friends with other women on social media?
Is he allowed to follow other women on social media?
It depends.
On?
Like does he know them like personally?
And if he does, if he does, that's fine.
You'll hear with him knowing women personally.
Yeah, of course.
And if he doesn't know them, he's not allowed to follow a celebrity or something.
I don't know.
Podcasts.
That's if he's never going to meet them.
That's how do you know?
I don't.
What?
What am I being told you forced him to go down some 2000 followers to 120 though.
Following.
He was following 2000 people and you brought him down to 120.
It's a little different than what you're saying.
Because they were random at he literally told me those are random ads that I added whenever
I was single.
Why are you adding a thousand girls in like archive?
I didn't really make him.
He offered eventually.
All right, well, let's get into the finances.
What do you guys think you're combined household financial scores?
Zero being the absolute worst.
Ten being the absolute best.
Combined?
Yeah, that's because we are going into a marriage.
That is true.
We'll let's gather.
Yes.
We have kids.
We have three.
One.
Or is there disagreement?
Why is there disagreement?
I don't think it's that bad because we do blow our money on dumb shit.
I mean, well, I guess that makes it one.
You live with your parents.
You can't get your kids to their own place.
Right.
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So, okay.
What am I looking at?
Oh, fast.
Dude, where are we past to?
Well, this is like Clarner for one of those.
Which one is it?
Clarner.
Clarner.
You're Clarner.
What?
You want to run a business but you can't even do this.
You can't even play your Clarner sometime.
How are you going to manage food costs?
How are you going to manage utilities?
The rent is a lot.
Paying for the loan that you would never really get for the equipment and for the truck.
How are you going to pay for that?
You can't even pay a minimum monthly payment on a corner.
That's why I'm here.
Oh, f*** off.
Give me a better answer than that.
That's why you're here.
Do you tell me how you tell me how the f*** you think you can run a whole business but
you can't do this shit.
That's why I'm here.
Shut up.
I got to walk in.
Grow up.
What the f*** answer is that?
Did a better job.
It's not interesting.
No, are you misunderstanding my question?
How do you think you're able to run a full-on business when you can't even make a small
$31.99 payment?
I was on hard times.
That's why I did this stuff.
Are you still?
Because pay the f*** now then.
I was just going to let it go to collections.
Why?
I don't make enough to pay it.
You're going to need to borrow money to open this business.
You don't want to f*** your credit.
What are you talking about?
Go to collections.
You're preventing this whole business.
I was going to give you money.
You're going to have to go to f***ing banks.
Well, business loan.
You have to do something like that.
What are you talking about?
I mean, I got stuff I got sell on Facebook, Marketplace.
Good.
Do that pay this off.
Well, I got an idea.
I've probably not told you this.
I'm going to tell you anyway.
Anyway, so I do have some stuff like some TVs and some home decor stuff.
I do have a storage unit and stuff.
I worked at a resort and worked and worked.
I actually do work.
Anyway, so I worked at the resort and I was an inventory specialist and I would go make
sure these rooms had what they needed in their room.
I don't like where this is going.
I had access to their storage facilities.
One day I noticed that they had no cameras in there or even around there or even leading
down to my car.
They were about to remodel one of the towers at the resort and they had probably 100 something
48 inch TVs.
Go, my f*** dude.
So it was very slow day.
So I actually had to have somebody there with me to open it up.
I didn't have a key for the storage unit.
But I did notice that there was a big space in the door.
So I got a button off, popped it right open.
When in there took the TVs out of the box.
Left the boxes kind of put them back where they went messed with.
I loaded them into a big linen cart, rolled about three TVs down to my trunk of my car,
put them in the trunk of the car.
I did this for like a week or two weeks.
What the f***?
What the f*** your father?
You want to marry a f*** criminal like that piece of shit?
How many TVs did you take?
That's crazy.
How do your morals even allow you to do that?
That's insane.
I mean, I was desperate like I needed money.
Then work more.
Be a productive member of society.
What do you mean you start thieving?
It's okay when people steal from a grocery store and steal from CVS.
What are you talking about?
They had money.
They could replace them.
I have money.
It's okay to steal from me.
I want to do that.
Why do you show up on that?
That's not the point.
I don't know.
Just a lapse of judgment, I guess.
No, you're doing it continuously for a f***.
Wait, that's not a lapse of judgment one little time.
I want to tell you what.
I want to tell you what.
I want to tell you what.
I want to tell you what.
I want to tell you what.
I want to tell you what.
I want to tell you what.
How long have you had that?
I've sold some.
Why were you able to get for them?
Well, they're hospitality TVs.
So they had to go in with a remote with a secret menu and unlock them.
I'm pretty tech savvy.
But you did that.
Yes, I did.
So you're good.
How much did you sell?
How many for?
I sold a majority of them.
So I would say over 10, 12 ish.
Because they were Samsung, they're very nice TVs.
They probably could have went for more, but I was just trying to get money quick.
For why?
Where are you using the money for?
They might be old.
No, this is like a diction thing.
I don't do it anymore.
What did you do?
I was the resort like inventory.
No, you sound like something that's still something to get.
Matt.
I'm clearly on meth.
Okay.
Okay, but you sure you were not addicted to something?
It was purely for bills.
Yeah, I was just desperate, honestly.
I worked more.
I'm so confused.
Especially for the money that you got from these TVs is like $1,200.
You could have just worked more.
I'm so confused.
Well, it wasn't like on a most insane life-changing money.
I do have to come clear about something else too.
Oh, well, that wasn't clean enough.
Okay, yes.
So when I first met her and matched with her on Facebook dating, of course, I really,
I don't know, I fell head over heels infatuated almost instantly, right?
So I was wanting to sell them.
I sold them and I used some of that money, honestly, to buy her some gifts when we first
got together.
Did you said you're desperate to pay your bills?
I mean, I mean, I made some money from it.
So I had some extra and I wanted to spore a little bit.
But like, I didn't ask for them, you know, and especially with like that type of money.
Like, you made it seem that you had money, like that you were on top of everything because
you would say, oh, I have this coming up.
I have this bill coming up.
I'll just pay it with this.
Are you a thief?
Who?
She's dumb.
You're okay with the gifts he has given you being from Thieving.
I mean, no, but I didn't know they were from Thieving.
There seems like an underreaction to me.
What gifts did she have?
Are they so cherished?
Like, what is it?
Yeah, I have like some rings that he gave me.
I'm actually wearing an Aklah.
He got me.
But from the selling of the TVs though.
Yeah.
Yeah, that was really stupid.
No, which one?
Oh, you guys suck so bad.
What gifts are from the selling of the TVs?
That I don't know.
The rings.
The rings, you know how you ended up breaking your daughter and son, birthstone ring.
Yeah, it was cheap.
Well, I bought you that new one with this TV money for your, yeah.
Congratulations.
That is stolen money.
Clarna, who has a Clarna in collections?
That's me.
Why is it in collections?
I just don't want to pay it.
It was $120.
Why not?
This is going to be a credit which makes it a, you get more predatory debt.
You want a car?
How are you going to get a car loan?
Good luck.
You know, for the business, no.
I can still.
You're going to buy a apartment, no.
It's so easy to clean up under $20.
Boom, you don't even make money, but you could pay that.
What?
I don't know.
I don't.
This is too much for me.
This is too much for you.
Yeah.
Oh, she's starting to touch you.
Oh, he's stressing out too much.
It's like $120.
You're going to have literally enable him for getting stressed out $120.
It's just a lot.
I mean, I know he has a lot.
$20 is actually not a lot.
That's what I'm trying to say as you can just pay it off.
Overall, it's a lot.
So like, well, yeah, but we haven't even gotten anything.
You don't have to.
Okay, do not open a business.
You can't handle $120.
You will not be able to handle the stress of running a business.
So I got you.
I have to.
No, I will never discuss anything with you ever after we had unfilming.
You do not have me, in fact.
Please.
Jesus Christ.
What?
Yeah, he's acting weird, right?
Yeah.
Okay.
Not that weird.
All right.
You have an additional car of $149.
Okay.
Okay.
After pay.
Your after pay.
Yeah.
I mean, you just have to, you know, you kind of take some, you put some towards it.
That's kind of how it goes, but it's from Nicholas Charles fragrances and 1,800 contacts.
I mean, that's fine to get contacts, but it's like fragrances, fragrances, fragrances.
He loves Clinton.
I love Clinton.
I love Clinton.
Congratulations.
I pay to get a roof over your kids head.
Like what?
I think that's more important.
You have child support?
Yes.
Okay.
I'll pay that.
Yeah.
That's good.
But for the rest of it, and supporting your children, get a roof over their head.
Instead of financing an expensive cologne, what the fuck are you doing, man?
Like this is for that.
I have a roof right now.
Her parents are helping us.
Yeah, but that's not you doing it.
They don't have a roof over.
This is how they're going to look at their parents.
This is, and it's pathetic.
You both are pathetic the way you are raising your kids.
And I hope you know that.
They love us at least.
They're being raised, right?
Huh?
How?
You're living in the basement of your parents.
And they're happy.
You don't know that.
You can't speak for them.
They don't have their own space.
Not have a place to bring their friends over.
They're born over.
And they're not embarrassed.
They will be.
And they're pretty young right now.
Yeah.
So we got to.
We got to.
Yeah, we got to.
To make it happen.
Okay.
Well, yeah, again, not putting prioritizing clone over that anyway, regardless if your
satisfied there.
And you're never going to get another place at this point.
I feel like she's out of my league anyway.
So I just want to for one, give her a lot of gifts, smell good.
A lot of your league.
Dude, she's a tin.
Look at her.
I'm not sharing, but she is some fine.
She.
What the fuck you on about?
What do you mean?
These gorgeous.
You guys are looks matched.
That's what I say all the time.
Oh, you what?
Yeah.
You're looks matched.
Yeah.
We're on the same level.
No, no, no, no.
Okay, I don't know what you think about yourself, but what the fuck?
Okay.
What is this?
That is.
Let's.
What is that?
Cassie?
Oh, yes.
That is.
So I found a new app that's kind of like after play and carnage called four.
And what are you utilizing?
How about a JBL Bluetooth speaker?
That was in our car.
Why?
That's how much it cost.
I didn't tell you.
No.
You said that.
I thought you said that.
You discussed finances.
You know what?
We use it a lot.
Yeah.
Okay.
We use it a lot.
But like, we, I'll talk to him about stuff I purchased.
I'll be like, hey, giving you a heads up.
But then he will just buy it and not tell me until after it's here.
And he'll be like, oh, it wasn't much.
I'll tell him.
I mean, no.
Well, because you need mommy.
Why do you need mommy?
You already do it before you pay me.
That's why I just bought it.
I can't open this.
I got you.
Okay.
Well, you don't make much money.
You spend a third of your paycheck.
That's why I do it on payment plans.
It doesn't mean you can afford it.
Like I'm confused.
It's an eye speaker.
Yeah, but spend your limit on that.
Like this is literally just a black test statement.
I don't know.
So fuck my looking.
That is my spending limit right now on the four app.
I got a lot to work with.
Okay.
Yeah.
You'll $1.22 and that's your next payment and then it's paid off.
But, okay.
75 cents in this car.
No.
It's nothing.
Oh, I see.
Okay.
What am I looking at here?
It's all him.
That might be my bank account.
Not checking account.
No, there's remaining payments and let me see.
If you don't mind.
Thank you.
This must this is topped up.
I don't know.
You're that purchasing power like Dave.
They're saying.
So there's something that she don't know about.
How many how many things she doesn't know about?
Okay.
He hides everything from you.
No shit.
You guys have trucks issues.
All those are from one of our jobs I had.
You could payroll the duck stuff and it comes out of your paycheck over time.
You know that trip we went down to Tennessee to see my daughter and I got the one that
stay at the Nash Resort.
Yes.
It was $900 for the night.
So you know the window recognition that I put in your room.
That's all right.
The one that you said, but you just had a nearest storage.
Yeah.
Was what?
It was new, but I told you it was used, but it wasn't used.
I bought a brand new because why do you have to lie about things like that?
That doesn't even matter.
Why not just tell her?
Like what the fuck are we talking about?
Why do you have to just lie?
That's what I'm saying.
He buys it and then he tells me about it.
Which even still like okay.
He says tell me how much it is.
Like that's bad.
But you make it worse by literally just lying about what you purchased afterward and how
much it was.
Why do you do that?
We needed the she needed it.
No one's arguing against that.
Why do you lie?
I don't.
You don't?
Yes, you did.
You just did.
You admitted it.
Why do you lie?
I guess she's going to judge me for it or think I'm broke because I think you're broke.
You guys are together.
What did you, you guys are broke together.
This is towards the beginning of about eight months ago, but you know that laptop that
I said I won at a raffle at work.
That was on that too.
And you asked me what was funny about it.
You asked me, is this another payroll that I think what is going through your head right
now.
This man literally lies about everything.
This is actually kind of blowing my mind.
Like what else are you lying about?
Like why?
Honestly.
Good question.
What do you even admit it?
I don't know.
Probably not.
That's all.
I mean, I just have to feel what's going through your head.
Just like confused, I guess, because I'm the one is like if you tell me upfront, I might
be mad at it.
But if you lied to me about it, I'm mad about the first thing and now I'm mad about
the line.
So now I'm mad at two things instead of just the one.
I'm going to eventually get over it.
How can she ever trust you again?
It's just monetary things.
Sure it doesn't.
She already told me she goes to your friend and you go through hers.
It's not like I'm cheating on her.
Maybe.
No.
You're very good at hiding things clearly.
We're got nice stuff.
What can I say?
In a basement at a parent's house.
Exactly.
That's my point.
E.R. pay plus.
So that's another one that's kind of like Dave.
So are you doing every paying for, every pay advance, everything that any can do that
has access to shit online?
Well, these businesses don't need to be open and do that to enable people.
So you're trying to open your own system.
Food and that shit is different.
What's your monthly payment on this?
Or is it just paying it down so you can use it?
Is that how it works?
How I got it was, I linked it to one of my old bank accounts and you make the first
payment for it.
It was a motorized scooter because I'm like, hey, I don't have a car.
Let's get a motorized scooter.
Does he use it everywhere?
No, he sold it.
Cute.
I made one payment and I sold it for 300 bucks.
And then he's still low on this for $832.27.
They haven't knocked on my door yet.
You've missed a scheduled payment.
So they will.
Oh, so this is trending.
Oh, so it's probably in collections.
What a joke.
What a pathetic waste of space.
It's not that bad.
Okay, great.
Yeah, do you want to be with that?
Good luck.
She does.
Yeah, I feel like she's the one that wants to be here to change.
And she's just a pathetic waste of space that she is bringing along with her for no reason.
I'm not that bad.
More collections.
First of all, why is it in collections?
Piece of shit.
That's a credit card I had.
Yes.
Why is it in collections?
Was actually the question, if you remember.
I was using it to buy her more gifts.
I was using the pay bills, groceries, the pay...
$2,400 on a limit.
And to try to pay the Dave-ish kind of thing, app things.
So do you like take months out to pay for other things?
Is that how that works?
Sometimes.
Okay.
Which, I mean, again, I am not an anti-debt person.
You can be smart with that.
That can even be a tool to pay off debt.
We have personal loans on KaleBembre.com.
We have very good rates.
We have current insurance on KaleBembre.com.
We have lots of financial services not there.
But either way, the thing is, I'm not anti that,
but it doesn't make sense to do if you one can't afford...
I pay in foursome times, but I can afford the payment.
It makes sense.
You know, paying for if you can't even afford
the initial purchase price.
And we're not transferring credit cards to pay off debt
with that if you can't pay off debt
because then you end up in debt even more.
It's just hard, man.
Oh, it's hard.
All right, it's hard.
It's hard.
Sounds like you never get a real thought
for your head that isn't in your parents house.
It's hard.
You shut down to $120.
He has a broken individual.
Why are you betting your life on him?
$125 and synchrony.
Go into collections.
I treat her good.
Huh?
I treat her good.
It would be well, but I mean, does he?
Is this treating you well, bringing you into this
and not telling you, hey, you shook your head, yes,
that he treats you well.
We learned about three individual lives
so far in the last like 10 minutes.
He treats you well.
That's treating you well.
That's what a partner does to treat them well.
Sounds like you're going to be afraid of me.
He's great at well.
Do things for me.
Yeah, like why?
Yeah.
It's not that bad.
You ready to be treated well for the rest of your life?
That's going to be fantastic.
I'll stop lying.
It's fine.
Why the?
Do you stay with him?
I see his potential.
Why?
You're not a fixin' man kind of person.
What potential?
How are you fixing his potential?
What potential?
He's a good guy.
Like he's a good father.
He's a good father.
Okay.
A good guy is a classic guy that we screen record messages
when he's crashing out on you.
And she found the screenshots when we paused,
by the way, we'll go through them in the post show
because there's a lot of finances to go through here.
Does he, he doesn't even know?
That's right, he doesn't even know.
You do what?
Oh my f**k, you guys suck at being partners.
That's why maybe we're not engaged eight months yet.
Huh?
We're meant to be together.
Ha ha ha ha.
Uh huh.
Yeah, it says the people that are bringing two kids
into the relationship each.
I just launched the brand new Hammer Elite app available
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This is the best membership you'll ever join.
And that's a promise.
But I'm sure you've thought that a few times.
Hey, and other collections who would have thought
Capital One, you suck.
That's me.
Yes.
Yeah, that's funny.
That's great.
You have kids.
384.
Oh, these are more cheese.
Okay, collections, $1,346.
Oh, if it's not collections, $822.
Oh, if it's not collections.
$965.
Who would have thought it's collections?
Yeah, you're never getting money to get a car to borrow
a business to get a food truck to get equipment.
You're, oh, if it isn't collections.
Shocker blows my mind.
$711.
This dude could be paying off that and improving his credit score
in about five seconds.
But it's choosing not to.
Good.
I finally have an account of yours.
May you tell me what I'm looking at?
Some of you people.
I can't see.
I have to wear contacts and glasses.
Well, now that it's closer,
you seem to not know where it is either.
I mean, some of these are payments.
That's a car.
That's your car.
Let's see a count.
I'm looking at you.
My car account, the loan.
Yes, the loan.
It's very dull.
It's an automatic.
It's at 8.25%.
What's the car?
It's a Hyundai Alonzo 2019.
When did you get this?
2020.
It's a bad interest rate, Eleni.
Oh, it's already had even worse to start at like 11.
300 qurite.
That's your refinance.
So $140 or two cent payment.
All right, balance currently started 12,000.
It's at 9,203 and eight cents.
Okay.
What do you think it's worth?
Nothing.
I went on Carvana and they said it was worth like 12,000.
Yeah, no, it's five.
Carvana, you don't get a value.
Carvana, no, that's the KGB.
What are you on about?
What?
You okay?
We need to sell it.
We need to be ready.
Like bad.
I had a mini van for a while, but I mean, you can't sell.
Why do you need to sell it?
So we get a mini van.
So we can carry like all our kids around at once.
Oh, my God.
Why'd you get this car?
Because it was before.
No, we weren't together.
It was before.
You can't get a mini.
You can't sell this.
There's no selling this.
You're about it.
He's annoying.
He's an annoying individual.
I don't have a real conversation.
It's not that bad.
Now, are you just like repeating phrases?
No.
You said it's not that bad, approximately four times
when there's just air and you don't know what to say.
So you, it's worth about half.
Good you owe.
Okay.
Where's the selling?
I mean, I guess you could sell it, borrow 4,000,
pay it off and then pay off the four,
but then you're gonna borrow from a mini van.
Maybe she is.
I don't know what, I mean, this is her first that I'm looking at.
You wouldn't be able to, you'd be in a co-center
would drag it down.
You can't get a mini van.
Parents would sound for her.
Oh my gosh.
My dad's 30 and 35.
You're 30 and 35.
That is pathetic.
Grow up.
You will never learn anything
because mommy and daddy will be there
to bail you out at every turn.
You never have to improve your life.
The resources are more useful.
Not her.
The resources.
That's incredible.
I hope they see this.
There's a little slip right there.
Your parents are resourcing.
I didn't mean it like that.
You said it and yes, you did.
Your brain certainly thinks so.
You guys are 30 and 35,
even though you look like you're in your 50s.
You guys are going to be cooked forever
because you will never learn anything.
Don't like my parents
that pretty good so far.
I didn't call them resources.
It was resources are available.
And we're going to,
he's a win-me-can.
I can get it alone.
Probably another one.
It's a good idea.
What price mini van are you going to get?
I was hoping for like, I don't know,
buy one with cash or something.
Sell the car, whatever I want.
What was my question?
You people are so broken.
What price mini van are you going to get?
Whatever I can afford.
Oh my goodness.
What price are you considering?
Under 1200.
Under 1200 maybe?
You're cooked.
I don't know what you think the car market is like.
I was thinking 10 and a minimum, 10,000.
Ah yeah.
Ah yeah yeah yeah.
Because you want one that you're not pumping hundreds
of thousands of dollars into to repair.
This is in Dave Ramsey.
We live in reality over here.
You ain't get in a car for under 10
that's going to be halfway decent.
I don't know what to do.
Yes, I know.
Thank you for your contribution to this conversation.
You're welcome.
1200.
What are you on about?
I don't know how much cars are worth.
Then why is this even in your plan?
How are you planning about something
you know nothing about?
How are we going to take trips to go get my daughter
and stuff with all the kids?
We have to have a mini van.
Yeah, we have to have a mini van.
It's like a robbery.
Did you hear me argue against that?
I'm arguing with the pricing thing.
You guys are broken.
You guys cannot have conversations.
No one do you guys fight all the time.
You can't even listen to me.
You're both unable to listen to me at the same time.
Like you both heard the same thing
that is something different than what I said.
It's actually impressive.
You talk very fast to be fair.
Fast for Kentucky.
I mean, it's not that bad.
Michigan.
That's where you from, Ron.
Yes.
Okay.
It's just as bad.
Very good.
It's just as bad.
As Kentucky.
Yeah.
Kentucky's not that bad.
Yeah.
I have your checking account.
You have $100 and $2 in it.
Yes.
You're pathetic.
You're a father.
Because there's for bills.
Shut the fuck up.
What do you mean?
Those bills, by the way, are an apple subscription
of some kind?
Even though he works there.
Another Apple bill.
Microsoft Store.
An Apple bill.
Apple pays probably.
Daily Queen.
Daily Queen.
A steam purchase of $42.
They're just bills.
They're bills, Caleb.
They're just bills.
He went into the gas station, got some bowls.
Shit.
There's your eggs.
Yeah.
You get gamers ups.
Here's the flavor.
I would actually get liquid assets.
We don't have any extra to give
because they bottom all, because it's so delicious.
We'll get them eventually.
Liquid assets or gamers ups.
Get the, get free samples.
Think in the description below.
You can only get free samples with my code, Caleb.
And then you can get it 10% off
when you figure out the flavor you like.
It's 40 cents a serving.
Make your energy drink at home.
That's what you gotta do.
You're not stopping and getting those $8 drinks.
That's crazy.
You're insane, dude.
I'm addicted.
Prem seats.
American Airlines.
American Airlines.
And you got some energy drinks again.
You a double fist, don't you?
You walk out with two.
Two energy drinks?
Yeah.
It's like two for three or something.
Two for like six, 50.
Why would you not?
Well, because that's 40 cents a serving.
I mean, I agree with you there, but, but.
I mean, that was Matt.
It didn't even taste good, so.
It does.
That's why they all get it.
Their opinion.
Yes, their opinion.
Like a head.
That it tastes good.
Okay.
Okay, but then I have another chicken egg counter.
And she can go in Kelly.
Come on.
Source constant have ever been to in my life.
That was for her daughter.
That was for her daughter.
She's your daughter cutting herself?
She's an alt girl.
Yeah, that's it's emailing horrible.
What's wrong with me in email?
I'm a cutting.
I'm an elder emo.
Not every emo.
Not every emo cuts themselves.
Kat's I official.
I don't know.
Broger Apple Bill.
Apple Bill.
Apple Bill.
And there it is.
More energy drinks.
Apple Bill.
What are these Apple bills are getting?
Lots of Apple.
Give me or show me your subscriptions on your phone.
Hammerly.
Crazy.
There's one of them.
Well, that one's worth it.
Chill out.
I'm chatting to you.
Okay, hold up.
Pull it up.
Get it.
And you pull up the screenshots too that.
What screenshots?
That's the one that you said he didn't know that you didn't know.
What the fuck do you mean?
Well, it's okay.
We'll get into it.
I want to see your thing.
Oh my god.
Because your dynamic is you guys open this so weird.
I need to actually like as we're closing the episode, I need to start seeing some things.
Got you.
This is the start.
I thought you were going to show me what you sent your friend.
This is yeah, this is like her replies back to me.
I just need the screenshots.
Yeah, these are.
I sent her the whole thing.
She sent screenshots back of what she thought was.
Bad.
Okay, then show me.
Yes, right here.
Yeah, alarming of.
By alarming.
GPT.
Yeah, but I am really just expiring.
I got to be on a budget.
You should.
I for it for a laugh then.
For me.
I think you do because you're a guest on the show.
Okay, yeah, you have a lot of subscriptions.
But this and clearly at the beginning of the conversation, your guys is dynamic is weird.
You recorded your guys this text conversations to send to her friend again as usual without
each other knowing because you guys are crazy.
But I'm going to look at it now and see how you guys actually communicate.
Will you read them to me because I don't know what the shit is.
Yes, I will.
You were saying I'm scared I'm going to have a heart attack.
You're saying I guess you were fighting and she says 10 times better way to say that.
You say so excuse the kind of me for being worried.
She says not letting me finish bitching makes me more stressed.
Now I know you say I okay.
He says okay, why shake your head.
She says you want me to talk.
What am I supposed to say to that?
And you said this to who?
Just your friend.
That's dope.
That is like our personal shit.
I needed like another opinion on it.
I'll probably see if they're so violated by you doing it.
I needed another opinion on it because I don't know.
Between us though, I don't.
Can I get a minute?
I really cannot take this.
I don't know.
Take a minute.
This is bullshit.
She should not be.
You want to step outside?
Can we let him outside?
Yeah.
The fuck.
I mean, I agree.
That is privacy.
If my girlfriend in like screenshot said is pretty crazy.
Like what is wrong?
First of all, I mean, can we acknowledge like what the fuck there was nothing bad in
there?
Like what are you freaking out about?
I think it's worse.
Where does it get worse?
Show me.
Cause there's literally nothing.
I swear she's teasing me for like an hour.
Do you just edge men?
Is that your passion?
Cause there was nothing there.
I'll be honest.
I understand, yeah, as privacy feels violated and you guys have weird trust issues.
But show me what is bad.
Cause so far you've just been a normal woman these days where the most normal thing is
considered a nuclear pack.
Where's the bad thing?
Bitch.
Here's this part.
Is this a screenshot?
Yeah.
Okay.
He says could throw a hole in every wall.
He texted it.
Is he punching walls?
No.
The what the fuck?
Why do you think you're a victim?
Cause wrong with you sending this to your friends.
You say awesome.
And he says because no matter what I do, I set you off.
And I think that's true.
He's right.
No matter what the fuck he does, you're crashing the fuck out.
I breathe in, make you mad.
He says yes.
And then you agree with it.
You say because I because he doesn't listen.
He says always my fault.
You say I will.
I'm glad you covered your own text.
I will.
I will.
You say you don't think it's something new how to handle me and you just ignore it.
He says how do I handle you?
Let's you vent.
I was letting you vent and I had to pee.
You got mad.
I said please come down before you get sick.
You got mad.
I'm about to lose my fine.
I'm literally so close to a psychotic break.
And you circled that.
Cheated.
Yeah.
Cause you are pushing him to a psychotic break.
How was he?
Never dramatic.
Huh?
It's impossible to communicate with you.
Like this all started because I was in the bathroom,
sick as a dog throwing up,
and he was getting mad that I was even up there,
and he kept yelling, well, like through time.
I'm not seeing anything in the text that is like,
you, it sounds like he went up to pee.
You got upset in this conversation,
and he's very upset that literally he can exist
around the house without you freaking out.
And that's fair.
If someone, a man or woman doesn't matter,
just has to tip to around their entire house,
and it's not a safe place to be.
So do I.
He was literally a kid.
You're not saying that.
He was accusing me of cheating while I was sick.
He was so upset that I couldn't be down there with him
because he needed me.
Well, that's crazy, but that's not in here.
Do you have something real to show me?
Because so far, you are looking like kind of someone
who just goes crazy by screenshot in there.
Dude being upset.
He was upset.
He didn't punch holes in the wall.
He said, I feel like I could.
That was it.
That was it.
It wasn't even a threat.
You're just spending money up bullshit Tim Horns,
sheeing Tim Horns, Amazon Bullshit.
You have like a couple hundred bucks
in your checkered account.
You go to Tim Horns, the thing is you got to be Tim Horns.
He's been more than money than him on bullshit.
Tim Horns, restaurant.
You're going out to eat.
All the time.
Bullshit, Buffalo, Wild Wings.
Bullshit, Bullshit, Bullshit, Tim Horns.
Apple Bell.
Bullshit, Tim Horns.
Well, you're the one spending it or not him.
Amazon, Tim Horns, sheeing.
I thought you're the one that had the authority
to spend the money.
Amazon Bullshit, McDonald's Bullshit.
Dude, you can't take a breather
because his screenshots are getting sent to your friends.
And little to see, no, nothing's even in them.
Stinky J. Tim Horns, Alta, Bullshit.
Yeah, Trace Hamanos.
Me or from her.
And this is your savings.
It went down.
Your savings went down.
So we can't say we're saving up for the wedding.
And we're down.
Here's one of the sick messages.
Huh?
Sick.
You finally found something?
Yes.
Show me.
It's the video thing again.
So I have a bad...
Okay, I'll start here.
You said, I don't feel good.
I'm so sick.
He said, sorry.
After being there for you all day,
can't do this for me.
I need you.
Oh, yeah, it's a bit weird.
I mean, you were saying you're sick.
You said, Bay, please don't do this to me.
He said, whatever.
Just so you know, I am not happy with how we are right now.
Fair enough because you guys are talking.
I don't need this for you.
Hmm.
Feel like it should be wind and see what you were saying.
Okay.
You said, told you I would sleep with you tonight
unless you don't want me to.
I'll go down when the bulb goes up.
When the bulb goes up, the kid.
Okay.
And he said, yeah, you can sleep with me.
You said, oh.
He said, I need to finish drawing this up.
He said, okay.
Are you said, okay?
He said, he needs to make the bed.
You said, okay.
You want me to?
He said, all right.
Yeah.
Are you sure?
He said, yeah.
What are you doing with the clothes in the bed?
You said crap.
Definitely threw up.
What are you on me to do?
He said, I hope you're okay.
You said, I feel like he'll, I can't stop shaking.
He said, do we need to go back to the ER?
He's being very puzzled.
He said, you say, I don't think so.
He says, okay, baby.
He says, I don't know.
All right.
I don't know how long I'll be up here.
He says, what are you doing?
Question mark.
Question mark.
Hello.
You said, baby, throw my guts up.
I can't really text her now.
He said, okay.
He said, baby.
You said, baby.
I don't really know if I can go back down there.
I can't stop.
He says, please.
Geez.
Okay.
It's a bit baggy.
You said, please, baby.
I feel like I'm dying.
He said, we'll come up there then.
You said, nothing but stomach acid is coming up.
You can't leave.
Kid name.
He says, I'm bringing him to.
I cannot refuse.
I cannot refuse to go too nice without you.
That's a bit weird.
Yeah, definitely weird.
And you said, don't disturb him.
And he says, his mind thinks the horrible things.
Yeah, you guys have to choose, man.
You said, I'm so sick.
Look at how possible you're doing.
He says, I don't know.
Anything.
You said, I'm just not on my whole stomach.
He says, if you don't want me to sleep with me, just tell me, okay, yeah, he's acting weird
here for sure.
He's not hurting you, but he's being a freak for sure.
You said, are you serious?
I'm throwing up.
And he says, why can't you get a bucket and sleep down here?
It's weird.
It's weird.
You say because it's awful.
Okay, I get it.
I get it.
Yeah.
Now, he's acting like a little freak there for sure.
But you sent that to your friend?
Like, you're, again, I thought maybe you made it sound like he was, you literally made
it sound like he was blowing up at you and screaming at you in the text where that he's
exactly like a, definitely a freak for sure and selfish, selfish, selfish.
But he's not blowing up and yelling at you.
I don't know what to do.
And 401K, 14,000, very behind for our age.
Where is he?
Where is he?
Can we get him?
He didn't for the budget.
If he's ready to come back.
There he is.
Okay.
Okay.
I mean, for what it's worth to text, I don't really show you doing anything.
You're definitely selfish, which was, she was like throwing up one day and you were
acting a bit weird.
But she, she made it sound like when you wore your headphones on, you were like screaming
at her and like, no, it's not like that.
So she's like trying to victimize herself in a weird way.
I don't really understand.
So I mean, you're fine.
But just, you're definitely acting very weird when she was throwing up.
What was up with that?
I felt like she was hiding something.
That's weird and toxic of you.
Well, get your shit together.
I need therapy.
You can't, yes, objectively both of you do.
You can't be together if you can't trust someone.
If you can't trust that person.
Do you have rent, dear friends?
What a joke.
What a pathetic joke.
You guys aren't paying off your f*** you.
Utilities?
Internet?
No.
How does the food situation in work in the household groceries?
We get groceries.
We get groceries.
For everyone?
No, they get groceries for everyone.
Just to you guys and half time three kids.
Okay.
You should be able to do 900 bucks a month.
You're meal prepping?
Yeah.
Yes.
I don't care.
You're meal prepping.
Okay.
A few times a week, your warm and shit up.
I can do that.
You're using the cookbook in the meal plan.
It's not that difficult.
Phone bill, how much?
Who's mine?
Who's mine?
Mine.
I'm sorry.
My phone is through my dad.
So it's 24.
And mine is $47 a month.
Yeah.
I would switch to helium when they need to get your own line, $15 a line.
Really?
Very good.
Yeah, good service.
Gas from from drive drive, how much?
$80 a month.
$80 a month.
$80?
$200.
Okay.
I filled the Jeep Oak 20 bucks that lasts for like a month, month and a half.
120.
Carnage turns how much?
Mine is $136.
Tea if you find how much?
Okay.
That's for you and the kids.
Anything else to survive?
$300.
It's tampons.
It's taking them to school and for the days, all the good stuff.
It goes up and down, but $300.
And then what is covered in that?
$300 is different every month.
Okay.
Medical health care.
It pays medications, all the good stuff.
I have Medicaid.
My copays range from $25 to $50.
What's your child's support?
Is it taken out from your pay?
No, I pay.
I can't shop here.
So it's $137 for my daughter and then it's roughly $200 a month for my son.
Yeah.
Okay.
And what did you say your medical was total?
Coffee is in everything?
We'll say $50.
Hey, Jim.
We want to.
You want to, but no.
Yeah.
Okay, Jim, $50.
Subscriptions.
So put $50.
You got any pets?
Well, a cat.
A cat.
Yeah.
Okay, $50 pet insurance.
How much for cat food and litter?
$60 a month.
Anything else that needs to be in this budget?
What do you got so far?
I'm sorry.
The TPU fund would be like for school supplies and things for the kids.
Okay.
Okay.
Again, it changes what it goes to on a monthly basis, but yes.
It's the catch-all for everything else.
You make them more detailed in your dollar wise budget.
Okay.
You guys have left over money.
$2,491.24.
Where does it go?
Yeah.
To a bullshit because she spends every dime on Tim Horton's and everything.
Yeah, you missed that, but she spends a lot of money.
He makes my coffee now.
So that's stopped.
I don't know what to do.
Oh, a basic minimum.
$1,200 needed to survive.
What was it?
You don't even have to have collections to negotiate later.
Okay.
The big bad scary death right now.
I mean, yeah.
So let's save up $4,000.
I was given to this, but then you have to get $10,000.
You get a $10,000 Jeep.
That was okay.
Let's pretend.
Yeah.
So let's make the car balance.
Actually, $14,000 is going to borrow for, sell the car, and pay that off and then get
a $10,000 loan for a minivan.
Okay.
Plus, with the one-touch, okay.
Think about some collections, dude.
And you're paying all that off then 11 months.
And then the collections, you're just negotiating or paying off one to one.
Where?
I got a $10,000.
So that's actually pretty easy.
It's like a year and then maybe another year to negotiate collections and get a fully
funded, emergency fund.
Then move out.
You can have your own place.
That's really nice because your credit's a lot better.
You guys can totally do that.
You have a paid off minivan.
Everything's totally fine.
Then maybe we get your own car as well.
And you're doing 50-30 or 50-25-25.
You need to catch up on your retirement.
50% I need, so what you can do.
And this business thing I'm very concerned about, we'll talk more about that in the post
show because I need a taste that you can do first.
I got you.
And yeah, you guys will be on check over retirement, but we need to think.
We need to think.
Career at that point.
So.
But pay off all the debts in the car and the minivan and everything that you're going
to get and that'll take 11 months and you'll be fine.
Then fully funded, emergency fund, then move the fuck out.
And sorry, catch up on your retirement.
It's really not that difficult.
You just need to figure out what you want to do for your career.
OK, let's get to the end of our financial score.
But in the post show where you're definitely going to taste this thing, we're going to
go over the screenshot show with him and get his takes on it because he was trying to
manipulate and do some weird stuff here.
And yeah, just some other crazy shit that I just messed.
Fights they've been in recently.
We got to break it down.
And I don't know how you guys are going to survive.
OK, the end of our financial score is spending in a budget.
You overspend 0-10.
Death is questions 0-10.
Emergency fund, you have savings going to go towards that.
It's about a 5 out of 10 because there's a little more there.
Retirement is very behind 2 out of 10.
We're going to say 0 out of 10.
Hammer financial score, that is going to be a 1.5 out of 10.
Get your updated hammer financial score.
4 free, aka hammer.com.
Now join us for the post show.
It's going to be really good.
Lots of crazy things to break down.
And we've got to let him know what happened.
And we're also going to taste the food and see if it's even worth him opening this food
show.
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So you guys there, she was trying to say it to us that you were yelling at her braiding
her and doing all this crazy stuff in text.
I thought you were going to be like, oh, he wails on me or he was like, I'm going to
throw you through the wall seriously.
I mean, it's not gotten to that point, but it's gotten to the point where I was scared.
You were scared from that?
Not this one and another one.
Tell us what happened.
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