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雇员公积金局（EPF）正在评估让会员抵押第二户头存款来进行银行借贷！据说一旦实施，还将提供最低贷款利率，同时不会影响每年领息。
这真的是解决人民财困的最佳方案吗？这种贷款方式会否形成更大的负债恶性循环？马上收听财务专家的个人见解！
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