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楔子： 90年代超模-琳達伊凡吉莉絲塔（Linda Evangelista）說：「一天沒有一萬美元的薪水，我們超模不會起床工作！」
1. More- 每日選擇權：時薪$375 (每天花兩小時）
2. Katherine- 長期ETF：時薪$5000 （每月10分鐘）
3. 選擇自己愛的投資方式
a) 花時間研究
b) 花時間放著
巴老說：10% 現金放在短期政府債券，另外 90% 放在低成本的 S&P 500 指數基金。
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