ARE YOU SURE? — The Insurance Gap

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2 ARE YOU SURE? — The Insurance Gap

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The Insurance Gap

You have homeowners insurance.

You have renters insurance.

You pay the premium every month.

But here's the question nobody wants to ask until something goes horribly wrong:

Are you sure you're actually protected?

Millions of American homeowners have no homeowners insurance at all. Among those who do, one in five told the Federal Reserve they would prefer more coverage but couldn't afford it.

Renters aren't necessarily doing any better. An estimated 45% of renter households don't carry renters insurance—and having a policy doesn't necessarily mean you've purchased enough coverage to replace everything you own.

Today on Road Rage 101, we're looking at

The Insurance Gap:

How many Americans are uninsured?

How many believe they're protected but may not have enough coverage?

What does "underinsured" actually mean?

And what happens when you discover after the disaster that the policy you've been paying for doesn't cover what you thought it did?

ARE YOU SURE?

Because having an insurance policy and being properly insured aren't necessarily the same thing.

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SHOW CREDITS:

Thank you to my co-host, Ken Madden of MaddK Studio

Jason Radosevich Horrible Designs

Cast:

Kate the Duchess of NJ and John Jamingo of theBoomer Bunker

Aaron of I had to Say it

Boomer Bob of the Boomer Bob Show

Supporters:

Steve McShane of the Razor Wire News

Josh Roberts from New Hampshire

and you can always leave a comment by email: [email protected]