Am I Too Direct? Addressing Your Complaints Head On

0:00This episode is brought to you by Indeed. Stop waiting around for the perfect candidate. Instead, use Indeed Sponsored Jobs to find the right people with the right skills fast. It's a simple way to make sure your listing is the first candidate seat. According to Indeed Data, sponsor jobs have four times more applicants than non-sponsored jobs. So go build your dream team today with Indeed. Get a $75 sponsor job credit at Indeed.com slash podcast, Terms and Conditions Apply. America leads the world in medicine development. It matters. We get new medicines first nearly three years faster. Five million Americans go to work because we make medicines here at home. And not relying on other countries keeps us safe. But China is racing to overtake us. Will we let them or will we choose to stay ahead? When America leads, America cures. Let's tell Washington to keep us in the lead. Learn how at AmericaCures.com. Pay for by Farma. Alrighty folks, apparently I am being mean.

1:03Not really sure what this means, but Mark Achiro tells me that I am now being called mean. All right, Mark, let me have it. What's going on? What are the comments say this week? Well, this individual says I'm worth over two million and I think you are mean. So this was a comment that was done on our last comment video. But yeah, they think you're mean and you said I think crash rolls are evil. So we are even. Yeah, I remember that interview from last week. We in my opinion, we stated facts. Facts sometimes could be felt or heard as mean. But you know, I can't guarantee you're going to like my opinion. I am an American citizen and I'm I'm allowed to have my opinion. And you know, maybe you don't like my opinion. That's okay. You're you're allowed to not like it. That's okay. But no, I don't think I'm being mean. I think crash bros are evil. I think they have personally caused people to lose millions and millions and

2:06millions of dollars in net worth. I think they are, you know, running a game that is hurting people. So I'm all stand by my statement. I think crash bros are evil. So if you don't like it, call me me. It's okay. I can I can take it. I've been called a lot worse by a lot richer people than you. So now in your daily financial news, the top three housing housing markets that are crashing, Nikki BFF6Me says, this guy that bashes cash crash bros now admitting markets are crashing. Oh, and they're not over it. People are often it's how we measure crashes genius. Why are you going back to 2020? And like I said, you don't see the comments after that. And just someone else commented saying, wait till he brings Melody right off. Okay, so Melody right will never be on my channel again, ever, never, ever, ever. Sorry, not happening.

3:07She and I corresponded via X. And as far as I'm concerned, she was very rude and mean to steal a quote from the earlier comment. So it will never happen again. And you know, it's really funny. Crash bros call for a median home price crash across the country. And these morons and idiots are upset that I'm calling out Austin, Pornagorta, Florida, and I forget what the other one was. And oh, by the way, crash bros are calling for 20% and 38% and 50% crashes in a single year. And I simply say, oh, by the way, you know, peak to trough four years, right over four, 2022 was four years ago. You know, we're down 25 or 26%. And oh, by the way, if you want to go back to 2019, all of these markets are up 25%. So, you know, crash bros don't like facts, they just don't like facts. They have been fed daily drips of poison.

4:09It's warped their brain and they don't get it. And yes, I like playing with them. I like toying with them. I created that video knowing it was going to urk some of these idiots in brokeies. But you know what, I get to have fun too. And if I can yank the chain on a couple of broke people, I'm going to do it because it's, it has to be fun for me too. So there, I did it. Well, you are yanking their chain, but you're also helping some of the crash bros. So on our comment video from last week, this individual commented, I am a recovering crash bro. And you've been a breath of fresh air, bought my first rental property in 2024. And it was the best decision I ever made. Thanks for bringing sanity to the real estate market. I love messages like that. Unfortunately, I don't get them enough. I think the crash bros have gotten so many people hooked on poison that it takes a rare individual to stop taking the poison. The only thing I can do, Mark, is show up every day with the same message. And maybe just maybe someday somebody will look up and go,

5:13huh, he hasn't changed his opinion. I wonder why that is. Huh, oh, by the way, this crash bros said, you know, melody right, said we were going to crash 5% in 2024. We did not. She then said we were going to crash, crash 9% in 2025. We did not. Then she goes on to say we're going to have a 50% crash. Oh, wait, oh, sorry, I was misquoted. 38% crash in 2026. It's not happening, folks. We're almost in Q2 where she said these waves of foreclosures are coming. It's not coming. Stop being a fool. You are being played. Oh, well, but yeah, I can't help them all. I don't even worry about it. Because again, I consider them to be drunk idiots in the parking lot who are just pissed off at the world. That's, you know, frankly, that's Deon's problem to deal with the drunk idiots in the parking lot. Well, funny you mentioned Deon, because I, so this is Deon's comment on that video. Oh, no.

6:13You're not being harsh enough, Zuber. Imagine how much money potential investors are losing because of the fear porn. Yeah, you know what's really funny. I have seen plenty of lawsuits from people who lost money and syndications. I think there should be a lawsuit for all the wealth that people lost because of the crash bros. I don't know how you would do that. Because I don't think you can sue for not doing something. But just think about the hundreds of millions of dollars in wealth that people lost because they listened to Nick into 2020 and Melody Wright and 23 or 24 and, you know, all of the, you know, real estate Travis and real estate mindset. Just think about all the people that listened to those people for years and they were wrong. Man, that would be a gargantuan lawsuit. Well, if they can put a wealth tax on unrealized gains and, you know, possibly I can figure this out too late with. Yeah, it's crazy. So, but, John, you might like this.

7:13So on that same video, Josh Burdick comments, right on fellas, call them out. You say you were wrong about your August call, but you made your call and owned it. Even better, it made me prepare and then take action of the buyer's market came to fruition. Yeah, you helped a lot of us see what was actually coming by explaining how it was a crashed in transaction, not price. I appreciate you being in the weeds because it's above my skill set. You're chasing actual impact while others are chasing, chasing clicks, screw them. I love that comment. I love everything in that comment. And yeah, you guys are being played for clicks and pennies. Do you realize in the finance world every, every time you click one of those crash bro videos, you're giving them one to one and a half pennies? And if you watch the videos, you know, that's, you know, that they're making hundreds of dollars every video because they're keeping you broke. That's why I call them evil. And yeah, I think the biggest problem with crash bros is they don't own their mistakes.

8:14Right, I had a call for August. I felt really good about it in December. And I started celebrating. And then January smashed me in the face. And I was wrong. So what did I do? As soon as I knew I was wrong, I told the world I was wrong. Because that's the only way you learn. Crash bros have been calling crashes so long. It's been 12 years in some cases. And they never admit they're wrong. That's, that's when you know someone's not serious. They're just doing this to get paid. They're paying their rent because they're broke too. Well, that's the purpose of this on the video, entrepreneur versus employee, which one actually gets rich first on the, with the three amigos. Toby Con says, as good as you three have become with YouTube videos and contents, please don't change and stick to real estate investing financial freedom discussions. You guys built a community. Influencers like Meat Kevin, Graham Stefan, Dan Henry, etc. Make money from YouTube. So I've always taken with a grain of salt because they're going to sell what makes them money.

9:14But they have no community that meets once a year for a whole weekend. You guys are different. And over the years, your thumbnail got better. The discussion is better. And chemistry between three of you much better from four years ago. Yeah. I'm following you guys for a while. So huge thanks. Keep doing what you're doing. Yeah, I couldn't imagine really anybody on my channel ever changing. Certainly the three amigos. You know, we all three of us are financially free. We don't have to do it. We keep doing it because A, we like each other. We see the impact. We thoroughly enjoy each other on and off camera. We razz each other, which is always fun. And yeah, I can promise you we'll never change. We don't, none of us need the money. Right? Like, I think I made $38,000 last year on YouTube. Trust me, that doesn't move the needle in my life at all. Right? Oh, by the way, that's 38 gross. I pay a thumbnail guy to grand. So I made like a whopping 14 grand. I am not, I'm not, I don't change for, I'm,

10:16I'm a hell of a lot more expensive than 14 grand. Jesus Christ. So you're weekly wrap up with Ty on layoffs. Just in Canberra, W2 to Freedom says, by listening to the old rat when news talks about economy, I feel like it is old news as I've heard it on old rat for weeks and months already. Thanks, Zuber. I really appreciate comments like that. Again, the beauty of doing this now, and I have receipts, right? I think we have 18,000 videos over eight years, is I've been doing the same thing for 30 years. So I have 30 years of experience. So I can put things together, like, like puzzles, and it allows me to kind of see the future. It's not always right. I'm wrong all the time. I own my mistakes. But I want to say my batting average is like 700, right? Seven out of 10, I get right or pretty close to right. But that's because I'm just broken. I do the same 60 to 90 minutes of reading seven days a week,

11:19365 days a year for 30 years. It's fun for, I don't, dude, I wish I could tell you why it's fun for me. It just ends. It's just thoroughly fun for me. So recently, a lot of your videos have been talking about AI also, and I think a lot of people are getting concerned with AI. But on your daily financial news, ignored US, around war, term positive, your mom, Dorothy Zuber, says, as usual, her best daily financial news is her first comment, but she does ask. Has anyone asked AI where the people it is replacing should work in the future? Good job, mom. I don't know that anybody has done that. It's funny, Bank of America CEO this morning on the daily financial news, March 5th actually said what I've been trying to communicate for a while. And that is that AI will go down as a positive. AI will create new industries and new careers.

12:21And it's really, really hard for people to see it. It's a lot easier to be a doomer and a crash bro. Because it's easy to say, oh, look at Morgan Stanley. They just laid off 3%. Oh, look at Block. They just laid off 40%. Oh, look at eBay. They just laid off 800 people, right? That's easy to see the destruction. It's hard to squint and look through the noise and go. There's a huge positive to this. I truly believe that when all the receipts are calculated, AI will produce more jobs than it destroys. They will be different, no doubt. But I don't believe we're going to 20% unemployment. I don't believe, you know, in that story. Now again, I could be wrong. I fully admit that. This is, you know, this is some long term thinking here. But yeah, I don't know that anybody's asked AI where people are going. And that might be a fun exercise if somebody wants to do it.

13:21But on your daily financial news, Cody Sanchez predicts most valuable skill by 2030. And that was sales was the most valuable skill. As usual, Pooncar always leaves a great comment. It's love him. Love that guy. Yeah, who knows with certainty how AI will actually play out. But I disagree with sales skills being relevant that alone being most valuable. I see AI representing you as a buyer and a seller with your needs, goals. In the utopian road scenario, which would take longer than 2030, all transactions occur between AI buyer agents and AI seller agents efficiently. Example, fast and fair. Yeah, again, you know, this is an area that's certainly more in Pooncar's area of expertise than mine. So, you know, with that caveat. And maybe I'm just, you know, maybe it's probably a generational thing as I sit here and respond to it. You know, maybe Gen Z and Gen Alpha, that will be true.

14:24But I will never let an AI bot negotiate for me or, you know, be involved. I freaking hate dealing with those things. Like you call into a call center and they're trying to talk to you. I freaking hate those things. No, it's not happening. Not not not in my family. But yeah, again, it could be absolutely generational, right? I, you know, Gen Alpha could call me a boomer because I don't have three AI assistants and, you know, whatever. But no, I don't, again, it's probably an age thing. I don't see it. And again, you know, Pooncar is in the AI world. I'm not. So, you know, I guess we just have different opinions. But when in doubt, I think I'd listen to him. This is his area of expertise, not mine. On that same video about the most valuable skill, you mentioned that I should have wrote it down. But there was three things, right? That she mentioned, you added it forth. I believe there was communication. Yeah, Cody, yeah, Cody said what? Communication, networking,

15:27and something else. And I said follow up. That was the big thing that I added. Because that's the thing that most people miss. Yeah. And then Ohio, how do you know it says he would add a fifth? Okay. Discipline to execute the daily work. Yeah, I mean, that's, I mean, that's, that should probably be one. I mean, what I'm really starting to figure out is we see more and more people get wealthy, or more and more people get healthy, or more and more people build a brand. It's focused daily execution. You can't get away from it. You can't have asked this. You can't do it once a week. If you're going to want to change your finances, change your health, or change, you know, your future, you got to get unbalanced for a little while. You got to do it daily. So housing nerd is right. Now to that point, we kind of touched on AI being disciplined. And as great as AI is, I also think maybe it gives people too much information. And I'm not, I'm not sure where Lance Lambert or what made him post this on X,

16:31but you also reshared it. But he said execute, execute, execute. Move fast and put the ball in the hoop. Don't make shit hearted in and needs to be. Yeah, I would, it's funny. You thought that I thought the same thing. When I saw that, I was running actually when I, when I saw that post or doing one of my sprints. And I, at first thing I thought was, wow, this is kind of different for Lance, right? It's like, that's not his normal stuff, right? Because he's always housing, housing. And this, this came out as seemingly left field. So I had this funny. We had the same thought like, what the heck, Lance? But yeah, I, I, most of, you know, I'm not a very, you know, ready fire aim guy. I'm like, ready, you know, I guess I am. I'm a ready fire aim. I'm not already, you know, get set, do this, do this, and then fire. I'm very much, oh, that's a good idea. Go, go. My, my default is to execute, which means I will get five or six things done. Three of them being stupid ideas.

17:31And I'll be, I'll be way ahead of everybody else. That's one of my superpowers. Is I don't spend a lot of time, you know, doing these, I mean, think about our school community. You know, it's almost 650 people. That got created in a three-second thought because I got pissed off at Facebook, private groups. Like, oh, guess we're going over there now because I can't communicate with everybody. Yeah, I don't spend a lot of time planning. Yeah, you got to execute, execute, execute. So Lance is right. And this was a great video. I think everyone really needs to watch this one with, I think it was Dustin though this week, which would convoy. The DSCR show. Yes, your DSCR. But Brady Morgan did say excellent information. DSCR lending is my goal to Ferrentos. Definitely pays to understand it. One lever that was not mentioned is the long term. Personally, I'm a big fan of a 15-year mortgage, wrote a book about it. I'm going from a 30-year term to a 15 can have dramatic impact

18:31on lowering rate while boosting return from principal paydown. Great strategy. When refinancing properties, you have owned a long time. Oh, absolutely right. That was certainly one that we missed. You know, I don't talk about 15-year mortgages all that often. Certainly have written a book about it. But yeah, that was just a miss. We absolutely did miss it. 15-year mortgages are absolutely lower rates than 30 years. Great point. I'm glad they brought that up. Full credit to them. Yeah, when you're right, you're right. And they were. Yeah, absolutely a great video for anyone looking to do DSCR. I should watch that video. But let's write, you know, maybe two last ones. This one, you reshared on it. This was from Grant Cardone. Grant Cardone says the American middle class is fascination. What work-life balance will be it's downfall. And you reposted it saying it only takes a decade to escape but most won't even try. I really do believe that.

19:32I believe life has seasons. And if you want to change your life and you know, here we're talking financially, you're going to have to sacrifice for a decade, right? If you're, if you're, let me say, let me step back. If you are legitimately happy, working nine to five, living for the weekends, I want to shake your hand and say congratulations. You win. I believe most people want something else. And most of you are chasing shortcuts and easy buttons and, you know, lottery tickets and you're looking for the big splash. I wish you would stop that. The wealth formula has never changed in hundreds of hundreds of years. You need to create disposable income. Seeds that you can plant. Then you need to become an elite investor at something. It only has to be one thing. And then you need to do it for a decade. It's that freaking simple.

20:32And because it's that simple, not many people will do it. Because they just, they just, it's that third step mark. It's that it takes a decade. It's just people don't get it, right? You can choose your hard. I would much rather choose my hard in my 20s or 30s than in my 60s and 70s. It's just a fact of life. I have seen plenty of people in their 60s, 70s and some in their 80s who have more money than they know what to do with because their life's, you know, they're not going to live much longer. But they can't enjoy it. It's to choose your hard. And I suggest choosing your hard earlier in life. And I think grants, right? Middle class won't do it. Oh, you know, whoops. And so this one was on your daily financial news, ignore the US, Iran, war, long-term, positive. Real life finance says advice from a long-term investor, not short-term, less than two-year trader.

21:35Ignore all noise and media fear. Focus on your niche, review, monthly, and stay calm. Enjoy the journey. Yeah, I mean, there's so much wisdom in that comment. I'm glad you're kind of closing with that one. Because again, if you understand it's a decade, you're going to have a recession. You're going to have ups and downs. It's just life is life. And you're not going to have smooth sailing, right? And just enjoy the journey. Man, we only get one trip around. Try to leave the place better than you found it. Make some memories. Leave a positive impact. Help the next generation. Be good to animals. Be good to our military. Just be a good person and do it. It only takes a decade. So, yeah, ignore the noise. That's all I got for this week. But a lot of new stuff coming up in school, right? I think a lot of people are liking the portfolio reviews. Yeah, we did some portfolio reviews. I think we got four or five more scheduled to go out.

22:36Another one is coming out at noon today. Jonathan Twamley and I just finished up. The feedback from the ORED event is you guys wanted to learn how to underwrite multi-family. So, on March 16th at 10 a.m. Pacific, Jonathan Twamley is going to take over the channel or take over school and show you how to underwrite a real live deal. You guys asked for that. Dion is going to help people with a binder strategy. Matt, the lumberjack is going to do an operation session. I'm going to get with Adrian Omar and Ty and try to do a deep dive in what's working now. I'm just going to get a lot more value inside school. We're over 600 members going to 650 soon, 700. Just keep telling me what you want and I'll keep adding more and more value. Schools growing and more people need to join. We've got, I mean, just today we've got three accountability calls. So, again, I don't know why you're not there building wealth with this awesome community, so get in there. Yeah, the best one, too, is today. The Pittsburgh economy. Yeah, the Pittsburgh P.A.s today. Yes, exactly. Yes, there you go.

23:37All right, Mark, thank you for how you do. Where can they find you? You're doing a lot of great interviews with ORED members. I love it. Oh, yeah, I'll throw this out there, too. Yeah, I do a lot of live streams like Cody Davis, Brandon, Emily, but Wednesdays, Joe and Lauren, we're in the school community are my usual Wednesdays. But we're going to try to bring on a school member with us every Wednesday. So, for the next four weeks, we have some people in the school community that's going to jump on. And I think people are going to use that as a get comfortable before I go on Zuber's channel. Oh, I like it. Well, yeah, make any introductions when you're ready. I appreciate it. Thanks, Mark. Take care. President Barack Obama. Virginia, we are counting on you. Republicans want to steal enough seats in Congress to raid the next election and wield unchecked power for two more years. But you can stop them by voting yes by April 21st. Help put our elections back on a level playing field and let voters decide not politicians. Vote yes by April 21st.

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