819 using equity vs saving cash, agent underquoting, help to buy + more

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, John & Rach discuss your questions about:

👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?

👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?

👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?

👉🏿 why do agents underquote and what can buyers do about it?

👉🏻 I'm terrified of buying at the peak and ending up in negative equity!

👉 is the Help to Buy scheme worth it?

👉🏼 if wages aren't keeping up, can property really grow at 6% a year?

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