
About this episode
If you’ve ever put off investing because the sharemarket felt scary or “not for people like you,” this episode is your shortcut to getting past that.
I’m sharing the five things I wish I knew before I started investing: the mindset shifts, the beginner mistakes, and the $5 habit that changed everything for my financial future.
We’ll talk about why starting small is a superpower, why you don’t need to be an expert to invest, and how the sharemarket actually makes money (in plain English). You’ll also get the behind the scenes of my first big investing crash during COVID, and how that one moment taught me more than any book ever could.
If you're a beginner investor, trying to understand index funds, nervous about market volatility, or stuck in analysis paralysis, this episode will help you build confidence, start investing sooner, and grow wealth over time, without the hype or jargon.
You’ll learn:
• Why shares aren’t “just for rich people”
• How $5 a week can kickstart your investing journey
• What to do when the market tanks
• Why you don’t need to pick stocks to succeed
• The two ways shares actually make money
If you want to learn more, my free Market Memo newsletter breaks down sharemarket investing each week in simple, practical steps. Sign up at francescook.co.nz/invest
Links
Follow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.
This podcast was filmed and produced by Fanaticals
Video editing & content production by Lana Byrne
Audio engineering by Tash Chittock
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