#327 - Jorn Lambert (Mastercard) - Payments at a turning point

In this episode of Finscale, I welcome Jorn Lambert, Chief Product Officer at Mastercard, for a deep dive into the transformation of global payment infrastructure and the strategic role played by large technology-driven financial institutions. A conversation that goes far beyond cards and transactions, shedding light on how value actually moves in the financial system.

We discussed:

• Mastercard’s evolution from a payment network to a global technology and data company operating at the heart of financial infrastructure.
• How payments are becoming increasingly invisible, embedded and real-time, while growing in strategic importance for businesses and platforms.
• The role of data, analytics and AI in fraud prevention, risk management and decision-making across the payment value chain.
• The balance between innovation, regulation and resilience in a system that must operate continuously at global scale.
• The transformation of partnerships with banks, fintechs and corporates in an increasingly modular financial ecosystem.
• How digital identity, tokenisation and new rails are reshaping trust and security in payments.
• The challenges of governing and operating critical financial infrastructure in a world of accelerating technological change.

A clear and insightful conversation on the often unseen layers of finance, showing how payment infrastructure is quietly being rebuilt to support speed, security and global interoperability.

Useful links:

Jorn Lambert: https://www.linkedin.com/in/jorn-lambert/

Mastercard: https://www.mastercard.com

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