#161 — 一杯手搖沒什麼 但你的錢就是這樣默默蒸發的｜不是收入太少 是消費太無感｜拿鐵效應｜拿鐵因子
About this episode
每天在喝的手搖或許你正在一點一滴地影響你財務自由！
這集我想帶你看清楚"Latte Factor"(拿鐵效應/拿鐵因子)背後真正的問題
不是錢花在哪裡 而是你為什麼需要那樣花
當「習慣」變成「信仰」
當「安慰」變成「支出」
你早就不是在消費飲料
而是在消費自己
2026年Can Do List + Done List + 反思檢討週記錄模板
[額外送：150+句中英對照肯定句]
https://docs.google.com/forms/d/e/1FAIpQLSeffEc23275lkJqLW9fl3vuuyWfPkdFwku-FC4bgpoH24akeQ/viewform?usp=preview
限時早鳥｜資訊差資料包｜Hidden Intelligence Pack✨
專治資訊不對等永遠落後的人群
https://docs.google.com/forms/d/e/1FAIpQLSdGrI3HfPW4diwN8WH42llMdK92tlbf4WucUpE_gFfVm7k09w/viewform?usp=header
歡迎到Apple Podcast給我五星+好評
ig私訊我也可 → CYa的IG：@ccya.ll
YouTube 頻道也可以聽podcast看影片喔→https://youtube.com/@CYa922
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